Side-by-side · Q2 2026 data
Hughes Federal Credit Union vs Arizona Financial Credit Union
Metric by metric
| Measure | Hughes Federal Credit Union | Arizona Financial Credit Union |
|---|---|---|
| TellerScore | 38 | 76 (stronger) |
| Capital cushion | 39 | 68 (stronger) |
| Loan quality | 24 | 87 (stronger) |
| Earnings | 25 | 47 (stronger) |
| Funding & liquidity | 71 | 99 (stronger) |
| Problem-loan coverage | 51 | 96 (stronger) |
| Peer percentile | 1st | 79th |
| Total assets | $2.6B | $3.9B |
| Deposits / shares | $2.4B | $3.5B |
| Capital ratio | 8.86% | 11.82% (stronger) |
| Problem loans | 2.28% | 0.39% (stronger) |
| Net charge-offs | 2.85% | 0.47% (stronger) |
| Return on assets | 0.12% | 0.66% (stronger) |
| Loans ÷ deposits | 88.8% | 61.5% (stronger) |
| Uninsured deposits | 9.5% (stronger) | 11.8% |
| Offices | 7 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.1% | 27.9% |
Arizona Financial Credit Union has the higher TellerScore (76 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Hughes Federal Credit Union leads on 1 and Arizona Financial Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.