Side-by-side · Q2 2026 data
Hughes Federal Credit Union vs Oneaz Credit Union
Metric by metric
| Measure | Hughes Federal Credit Union | Oneaz Credit Union |
|---|---|---|
| TellerScore | 38 | 71 (stronger) |
| Capital cushion | 39 | 54 (stronger) |
| Loan quality | 24 | 78 (stronger) |
| Earnings | 25 | 67 (stronger) |
| Funding & liquidity | 71 | 82 (stronger) |
| Problem-loan coverage | 51 | 91 (stronger) |
| Peer percentile | 1st | 62nd |
| Total assets | $2.6B | $4.5B |
| Deposits / shares | $2.4B | $4.0B |
| Capital ratio | 8.86% | 10.44% (stronger) |
| Problem loans | 2.28% | 0.66% (stronger) |
| Net charge-offs | 2.85% | 0.44% (stronger) |
| Return on assets | 0.12% | 1.16% (stronger) |
| Loans ÷ deposits | 88.8% | 76.5% (stronger) |
| Uninsured deposits | 9.5% (stronger) | 16.9% |
| Offices | 7 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.1% | 35.8% |
Oneaz Credit Union has the higher TellerScore (71 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Hughes Federal Credit Union leads on 1 and Oneaz Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.