Side-by-side · Q2 2026 data
Huntingdon Savings Bank vs Your Choice Federal Credit Union
Credit union
Your Choice Federal Credit Union
Altoona, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Huntingdon Savings Bank | Your Choice Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 85 (stronger) |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 0 | 97 (stronger) |
| Earnings | 32 | 65 (stronger) |
| Funding & liquidity | 57 | 100 (stronger) |
| Problem-loan coverage | 75 | 100 (stronger) |
| Peer percentile | 11th | 77th |
| Total assets | $17.9M | $14.0M |
| Deposits / shares | $13.8M | $12.2M |
| Capital ratio | 22.67% (stronger) | 12.55% |
| Problem loans | 3.58% | 0.09% (stronger) |
| Net charge-offs | 0.00% | -0.07% (stronger) |
| Return on assets | 0.29% | 1.13% (stronger) |
| Loans ÷ deposits | 103.0% | 25.5% (stronger) |
| Uninsured deposits | 0.4% (stronger) | 0.5% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Your Choice Federal Credit Union has the higher TellerScore (85 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Huntingdon Savings Bank leads on 2 and Your Choice Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.