TellerScore

Headquartered in Huntingdon, Pennsylvania, Huntingdon Savings Bank is a si with $17.9M in total assets and $13.8M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1923.

Huntingdon Savings Bank has a TellerScore of 52 out of 100 (below average) based on Q2 2026 data — higher than only 11% of its 546 banks with under $100 million in assets. Among 110 banks headquartered in Pennsylvania, it ranks 101st. Capital cushion contributes the most (100/100, 22.67%); loan quality contributes the least (0/100, 3.58%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 22.67%
Loan quality0/100
Noncurrent loans ÷ total loans: 3.58%
Earnings32/100
Return on assets (annualized): 0.29%
Funding & liquidity57/100
Loans ÷ deposits and uninsured-deposit share: 103.0% · 0.4% uninsured
Problem-loan coverage75/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 12.43%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 23 points (75 → 52), mostly because the loan quality component weakened by 83 points.

TellerScore
526577Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202471
Q4 202466
Q1 202570
Q2 202575
Q3 202559
Q4 202572
Q1 202677
Q2 202652
Tier 1 leverage ratio
5.00%14.19%23.39%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202423.39%
Q3 202422.82%
Q4 202422.57%
Q1 202522.44%
Q2 202522.20%
Q3 202522.42%
Q4 202522.75%
Q1 202622.92%
Q2 202622.67%
Noncurrent loans
0.49%2.03%3.58%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.58%
Q3 20240.81%
Q4 20241.38%
Q1 20251.09%
Q2 20250.50%
Q3 20252.26%
Q4 20250.80%
Q1 20260.49%
Q2 20263.58%
Return on assets
0.07%0.23%0.39%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.14%
Q3 20240.07%
Q4 20240.14%
Q1 20250.18%
Q2 20250.11%
Q3 20250.14%
Q4 20250.21%
Q1 20260.39%
Q2 20260.29%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202652$17.9M22.67%3.58%0.29%103.0%
Q1 202677$17.6M22.92%0.49%0.39%101.1%
Q4 202572$17.5M22.75%0.80%0.21%102.4%
Q3 202559$17.7M22.42%2.26%0.14%99.3%
Q2 202575$18.0M22.20%0.50%0.11%96.6%
Q1 202570$17.8M22.44%1.09%0.18%97.9%
Q4 202466$17.5M22.57%1.38%0.14%102.8%
Q3 202471$17.5M22.82%0.81%0.07%101.2%
Q2 202473$16.8M23.39%0.58%0.14%111.6%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio22.67%
89th
Total risk-based capital48.45%
94th
Problem loans3.58%
9th
Net charge-offs0.00%
58th
Return on assets0.29%
21st
Net interest margin2.59%
8th
Efficiency ratio82.7%
26th
Loans to deposits103.0%
7th
Uninsured deposits0.4%
99th
Loan-loss reserves0.66%
12th
Texas ratio12.4%
14th

Similar-size banks in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
The Philadelphia Trust CompanyBank Philadelphia, PA93 out of 100, Very strong$27.7M71.8%0.00%vs
Second Federal Savings and Loan Association of PhiladelphiaBank Philadelphia, PA86 out of 100, Very strong$46.3M16.4%0.00%vs
United Bank of PhiladelphiaBank Philadelphia, PA47 out of 100, Below average$48.4M16.6%11.33%vs
Compass Savings BankBank Wilmerding, PA51 out of 100, Below average$53.5M7.3%0.13%vs
County Savings BankBank Essington, PA64 out of 100, Moderate$90.4M8.1%0.00%vs
Milton Savings BankBank Milton, PA81 out of 100, Strong$90.6M16.9%0.06%vs

Deposit insurance

Is my money safe at Huntingdon Savings Bank?

Yes. Huntingdon Savings Bank is an FDIC-insured institution (FDIC certificate #30031). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 0.4% of deposits ($52K) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 22.67%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 48.45% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Huntingdon Savings Bank lists 1 office in 1 city. Most locations:

  • Huntingdon, PA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Huntingdon Savings Bank
Former names
Huntingdon Savings and Loan Association
Type
SI
FDIC certificate #
30031
RSSD ID
646471
Primary regulator
FDIC
Established
January 1, 1923
Headquarters
423 Penn St, Huntingdon, PA 16652
Employees
2

Quick answers

Huntingdon Savings Bank: common questions

Is Huntingdon Savings Bank FDIC insured?

Yes. Huntingdon Savings Bank is an FDIC-insured institution (FDIC certificate #30031). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Huntingdon Savings Bank's TellerScore?

52 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Huntingdon Savings Bank ever failed?

There is no failure record for FDIC certificate #30031 in the FDIC failed bank list.

How many branches does Huntingdon Savings Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Huntingdon

InstitutionScoreAssetsCapitalProblem loansCompare
Blair County Federal Credit UnionCredit union Altoona, PA97 out of 100, Very strong$78.0M22.8%0.40%vs
A.B. Federal Credit UnionCredit union Duncansville, PA91 out of 100, Very strong$10.5M14.8%0.08%vs
G.A.P. Federal Credit UnionCredit union Johnstown, PA87 out of 100, Very strong$79.0M13.7%0.74%vs
Investment Savings BankBank Altoona, PA86 out of 100, Very strong$105.2M21.7%0.13%vs
Your Choice Federal Credit UnionCredit union Altoona, PA85 out of 100, Very strong$14.0M12.6%0.09%vs
Altoona Area Employees Federal Credit UnionCredit union Altoona, PA84 out of 100, Strong$19.4M11.5%0.00%vs