Side-by-side · Q2 2026 data
Huntington Federal Savings Bank vs F.C.I. Ashland Federal Credit Union
Credit union
F.C.I. Ashland Federal Credit Union
Ashland, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Huntington Federal Savings Bank | F.C.I. Ashland Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 81 (stronger) |
| Capital cushion | 100 (stronger) | 93 |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 5 | 23 (stronger) |
| Funding & liquidity | 92 | 92 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 68th | 68th |
| Total assets | $532.3M | $8.8M |
| Deposits / shares | $422.4M | $7.5M |
| Capital ratio | 15.07% (stronger) | 14.25% |
| Problem loans | 0.29% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | -0.38% | 0.07% (stronger) |
| Loans ÷ deposits | 68.4% (stronger) | 68.5% |
| Uninsured deposits | 6.6% | 0.0% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.5% | — |
F.C.I. Ashland Federal Credit Union has the higher TellerScore (81 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Huntington Federal Savings Bank leads on 2 and F.C.I. Ashland Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.