Side-by-side · Q2 2026 data
Huntington Federal Savings Bank vs Liberty Bank
Metric by metric
| Measure | Huntington Federal Savings Bank | Liberty Bank |
|---|---|---|
| TellerScore | 77 | 82 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 90 (stronger) | 74 |
| Earnings | 5 | 47 (stronger) |
| Funding & liquidity | 92 | 97 (stronger) |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 68th | 70th |
| Total assets | $532.3M | $55.7M |
| Deposits / shares | $422.4M | $46.2M |
| Capital ratio | 15.07% | 17.96% (stronger) |
| Problem loans | 0.29% (stronger) | 0.77% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | -0.38% | 0.69% (stronger) |
| Loans ÷ deposits | 68.4% | 59.5% (stronger) |
| Uninsured deposits | 6.6% (stronger) | 17.5% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.5% | — |
Liberty Bank has the higher TellerScore (82 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Huntington Federal Savings Bank leads on 2 and Liberty Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.