Side-by-side · Q2 2026 data
Huntington West VA Firemens Federal Credit Union vs Twin Oaks Federal Credit Union
Credit union
Huntington West VA Firemens Federal Credit Union
Huntington, West Virginia · Under $100 million in assets
Credit union
Twin Oaks Federal Credit Union
Apple Grove, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Huntington West VA Firemens Federal Credit Union | Twin Oaks Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 68 (stronger) |
| Capital cushion | 71 | 74 (stronger) |
| Loan quality | 0 | 80 (stronger) |
| Earnings | 55 (stronger) | 34 |
| Funding & liquidity | 99 (stronger) | 62 |
| Problem-loan coverage | 62 | 92 (stronger) |
| Peer percentile | 12th | 36th |
| Total assets | $6.1M | $6.6M |
| Deposits / shares | $5.3M | $5.8M |
| Capital ratio | 12.12% | 12.39% (stronger) |
| Problem loans | 4.44% | 0.60% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.48% |
| Return on assets | 0.87% (stronger) | 0.34% |
| Loans ÷ deposits | 60.9% (stronger) | 97.8% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Twin Oaks Federal Credit Union has the higher TellerScore (68 vs 53). On the 6 directional measures above (where higher or lower is clearly better), Huntington West VA Firemens Federal Credit Union leads on 3 and Twin Oaks Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.