TellerScore

Huntington West VA Firemens Federal Credit Union (NCUA charter #795) is based in Huntington, West Virginia. Its Q2 2026 call report shows $6.1M in total assets and $5.3M in member shares and deposits and 1 office.

Huntington West VA Firemens Federal Credit Union has a TellerScore of 53 out of 100 (below average) based on Q2 2026 data — higher than only 12% of its 2,479 credit unions with under $100 million in assets. Among 74 credit unions headquartered in West Virginia, it ranks 67th. Funding & liquidity contributes the most (99/100, 61% loans-to-deposits, 0% uninsured); loan quality contributes the least (0/100, 4.44%).

TellerScore · Q2 2026

Scorecard

Capital cushion71/100
Net worth ratio: 12.12%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 4.44%
Earnings55/100
Return on assets (annualized): 0.87%
Funding & liquidity99/100
Loans ÷ shares: 60.9% · 0.0% uninsured
Problem-loan coverage62/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 19.11%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 30 points (83 → 53), mostly because the loan quality component weakened by 88 points.

TellerScore
537494Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202494
Q3 202470
Q4 202473
Q1 202580
Q2 202583
Q3 202569
Q4 202571
Q1 202654
Q2 202653
Net worth ratio
7.00%10.97%14.94%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.94%
Q3 202414.11%
Q4 202412.90%
Q1 202512.59%
Q2 202512.85%
Q3 202513.25%
Q4 202512.29%
Q1 202612.09%
Q2 202612.12%
Delinquent loans (60+ days)
0.20%2.32%4.44%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.29%
Q3 20242.20%
Q4 20240.45%
Q1 20250.20%
Q2 20250.36%
Q3 20252.17%
Q4 20250.66%
Q1 20262.78%
Q2 20264.44%
Return on assets
0.13%1.19%2.25%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.25%
Q3 20241.39%
Q4 20240.13%
Q1 20250.79%
Q2 20251.30%
Q3 20251.32%
Q4 20250.26%
Q1 20260.62%
Q2 20260.87%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202653$6.1M12.12%4.44%0.87%60.9%
Q1 202654$6.0M12.09%2.78%0.62%62.7%
Q4 202571$5.8M12.29%0.66%0.26%65.9%
Q3 202569$5.7M13.25%2.17%1.32%67.3%
Q2 202583$5.7M12.85%0.36%1.30%71.7%
Q1 202580$5.6M12.59%0.20%0.79%69.9%
Q4 202473$5.4M12.90%0.45%0.13%72.9%
Q3 202470$5.3M14.11%2.20%1.39%76.7%
Q2 202494$5.0M14.94%0.29%2.25%81.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.12%
32nd
Problem loans4.44%
7th
Net charge-offs0.00%
77th
Return on assets0.87%
62nd
Loans to deposits60.9%
47th
Uninsured deposits0.0%
81st
Loan-loss reserves0.43%
77th
Texas ratio19.1%
5th

Similar-size credit unions in West Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
Ohio County Public Schools Federal Credit UnionCredit union Wheeling, WV76 out of 100, Strong$5.7M12.1%0.00%vs
Appalachian Power Employees Federal Credit UnionCredit union Huntington, WV64 out of 100, Moderate$5.6M24.3%1.99%vs
Twin Oaks Federal Credit UnionCredit union Apple Grove, WV68 out of 100, Moderate$6.6M12.4%0.60%vs
C C M H Federal Credit UnionCredit union Parkersburg, WV68 out of 100, Moderate$5.5M11.3%0.07%vs
Charleston Postal Federal Credit UnionCredit union Charleston, WV58 out of 100, Moderate$4.9M8.4%0.27%vs
Berkeley County Public Schools Federal Credit UnionCredit union Martinsburg, WV78 out of 100, Strong$8.0M10.1%0.10%vs

Deposit insurance

Is my money safe at Huntington West VA Firemens Federal Credit Union?

Yes. Huntington West VA Firemens Federal Credit Union is a federally insured credit union (NCUA charter #795). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.12%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Huntington West VA Firemens Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Huntington West VA Firemens Federal Credit Union
Type
Federal credit union
NCUA charter #
795
RSSD ID
687670
Primary regulator
NCUA
Established
1935
Headquarters
PO Box 2133, Huntington, WV 25721
Employees
4

Quick answers

Huntington West VA Firemens Federal Credit Union: common questions

Is Huntington West VA Firemens Federal Credit Union NCUA insured?

Yes. Huntington West VA Firemens Federal Credit Union is a federally insured credit union (NCUA charter #795). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Huntington West VA Firemens Federal Credit Union's TellerScore?

53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Huntington West VA Firemens Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Huntington

InstitutionScoreAssetsCapitalProblem loansCompare
Kentucky Farmers Bank CorporationBank Catlettsburg, KY93 out of 100, Very strong$328.5M15.7%0.43%vs
Pace Federal Credit UnionCredit union Huntington, WV86 out of 100, Very strong$8.7M12.9%0.00%vs
First Priority Federal Credit UnionCredit union Huntington, WV82 out of 100, Strong$74.8M12.5%1.14%vs
Liberty BankBank Ironton, OH82 out of 100, Strong$55.7M18.0%0.77%vs
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