Side-by-side · Q2 2026 data
Huntingtonized Federal Credit Union vs Mountain Heritage Federal Credit Union
Credit union
Huntingtonized Federal Credit Union
Huntington, West Virginia · Under $100 million in assets
Credit union
Mountain Heritage Federal Credit Union
Parkersburg, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Huntingtonized Federal Credit Union | Mountain Heritage Federal Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 54 |
| Capital cushion | 100 (stronger) | 95 |
| Loan quality | 28 (stronger) | 0 |
| Earnings | 54 (stronger) | 26 |
| Funding & liquidity | 93 (stronger) | 88 |
| Problem-loan coverage | 83 (stronger) | 72 |
| Peer percentile | 40th | 13th |
| Total assets | $46.7M | $47.0M |
| Deposits / shares | $38.7M | $39.9M |
| Capital ratio | 16.82% (stronger) | 14.52% |
| Problem loans | 2.16% (stronger) | 3.24% |
| Net charge-offs | 1.50% (stronger) | 2.08% |
| Return on assets | 0.86% (stronger) | 0.15% |
| Loans ÷ deposits | 67.3% (stronger) | 72.7% |
| Uninsured deposits | 0.0% (stronger) | 0.5% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Huntingtonized Federal Credit Union has the higher TellerScore (70 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Huntingtonized Federal Credit Union leads on 7 and Mountain Heritage Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.