TellerScore

Huntingtonized Federal Credit Union is a federal credit union headquartered in Huntington, West Virginia, in business for about 87 years. At the end of Q2 2026 it reported $46.7M in total assets and $38.7M in member shares and deposits, with 3 offices.

Based on its Q2 2026 filing, Huntingtonized Federal Credit Union scores 70/100, which we describe as strong. That is higher than only 40% of 2,479 credit unions with under $100 million in assets. Among 74 credit unions headquartered in West Virginia, it ranks 41st. Its strongest component is capital cushion (100/100; 16.82%), and its lowest is loan quality (28/100; 2.16%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.82%
Loan quality28/100
Loans 60+ days delinquent ÷ total loans: 2.16%
Earnings54/100
Return on assets (annualized): 0.86%
Funding & liquidity93/100
Loans ÷ shares: 67.3% · 0.0% uninsured
Problem-loan coverage83/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 8.25%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 9 points (79 → 70), mostly because the loan quality component weakened by 26 points.

TellerScore
707579Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202478
Q3 202471
Q4 202472
Q1 202576
Q2 202579
Q3 202577
Q4 202577
Q1 202679
Q2 202670
Net worth ratio
7.00%11.91%16.82%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.11%
Q3 202415.57%
Q4 202416.00%
Q1 202515.44%
Q2 202516.33%
Q3 202516.32%
Q4 202516.46%
Q1 202616.38%
Q2 202616.82%
Delinquent loans (60+ days)
1.18%1.67%2.16%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.18%
Q3 20241.91%
Q4 20241.87%
Q1 20251.60%
Q2 20251.38%
Q3 20251.35%
Q4 20251.34%
Q1 20261.32%
Q2 20262.16%
Return on assets
0.86%1.01%1.16%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.94%
Q3 20241.02%
Q4 20240.98%
Q1 20251.05%
Q2 20251.16%
Q3 20250.91%
Q4 20250.86%
Q1 20260.99%
Q2 20260.86%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$46.7M16.82%2.16%0.86%67.3%
Q1 202679$47.5M16.38%1.32%0.99%66.3%
Q4 202577$47.2M16.46%1.34%0.86%69.4%
Q3 202577$47.1M16.32%1.35%0.91%72.0%
Q2 202579$46.8M16.33%1.38%1.16%74.0%
Q1 202576$48.5M15.44%1.60%1.05%74.5%
Q4 202472$46.1M16.00%1.87%0.98%81.2%
Q3 202471$46.7M15.57%1.91%1.02%81.8%
Q2 202478$47.3M15.11%1.18%0.94%79.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.82%
64th
Problem loans2.16%
19th
Net charge-offs1.50%
8th
Return on assets0.86%
61st
Loans to deposits67.3%
38th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio8.3%
17th

Similar-size credit unions in West Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
Mountain Heritage Federal Credit UnionCredit union Parkersburg, WV54 out of 100, Below average$47.0M14.5%3.24%vs
Element Federal Credit UnionCredit union Charleston, WV76 out of 100, Strong$47.3M21.8%1.38%vs
Kemba Charleston Federal Credit UnionCredit union Dunbar, WV81 out of 100, Strong$44.7M20.6%1.00%vs
Hope Federal Credit UnionCredit union Bridgeport, WV89 out of 100, Very strong$43.3M19.9%0.38%vs
Wv National Guard Federal Credit UnionCredit union Charleston, WV98 out of 100, Very strong$51.6M14.8%0.00%vs
Metro Community Federal Credit UnionCredit union Huntington, WV51 out of 100, Below average$51.7M9.7%2.71%vs

Deposit insurance

Is my money safe at Huntingtonized Federal Credit Union?

Yes. Huntingtonized Federal Credit Union is a federally insured credit union (NCUA charter #3438). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.82%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Huntingtonized Federal Credit Union lists 3 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Huntingtonized Federal Credit Union
Type
Federal credit union
NCUA charter #
3438
RSSD ID
666376
Primary regulator
NCUA
Established
1939
Headquarters
481 8th Ave West, Huntington, WV 25701
Employees
19

Quick answers

Huntingtonized Federal Credit Union: common questions

Is Huntingtonized Federal Credit Union NCUA insured?

Yes. Huntingtonized Federal Credit Union is a federally insured credit union (NCUA charter #3438). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Huntingtonized Federal Credit Union's TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Huntingtonized Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Huntington

InstitutionScoreAssetsCapitalProblem loansCompare
Kentucky Farmers Bank CorporationBank Catlettsburg, KY93 out of 100, Very strong$328.5M15.7%0.43%vs
Pace Federal Credit UnionCredit union Huntington, WV86 out of 100, Very strong$8.7M12.9%0.00%vs
First Priority Federal Credit UnionCredit union Huntington, WV82 out of 100, Strong$74.8M12.5%1.14%vs
Liberty BankBank Ironton, OH82 out of 100, Strong$55.7M18.0%0.77%vs
F.C.I. Ashland Federal Credit UnionCredit union Ashland, KY81 out of 100, Strong$8.8M14.3%0.00%vs
Community Trust Bank, Inc.Bank Pikeville, KY80 out of 100, Strong$6.9B13.4%0.58%vs