Side-by-side · Q2 2026 data
Huron Area Education Federal Credit Union vs Hb Telco Federal Credit Union
Credit union
Huron Area Education Federal Credit Union
Huron, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Huron Area Education Federal Credit Union | Hb Telco Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 57 |
| Capital cushion | 74 (stronger) | 36 |
| Loan quality | 100 | 100 |
| Earnings | 72 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 83rd | 17th |
| Total assets | $18.8M | $4.9M |
| Deposits / shares | $16.4M | $4.5M |
| Capital ratio | 12.44% (stronger) | 8.59% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.18% (stronger) | 0.07% |
| Return on assets | 1.30% (stronger) | -0.81% |
| Loans ÷ deposits | 57.9% (stronger) | 86.1% |
| Uninsured deposits | 1.5% | 0.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Huron Area Education Federal Credit Union has the higher TellerScore (87 vs 57). On the 6 directional measures above (where higher or lower is clearly better), Huron Area Education Federal Credit Union leads on 5 and Hb Telco Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.