Side-by-side · Q2 2026 data
Huron Area Education Federal Credit Union vs Lakota Federal Credit Union
Credit union
Huron Area Education Federal Credit Union
Huron, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Huron Area Education Federal Credit Union | Lakota Federal Credit Union |
|---|---|---|
| TellerScore | 87 | 87 |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 100 (stronger) | 51 |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 83rd | 83rd |
| Total assets | $18.8M | $19.7M |
| Deposits / shares | $16.4M | $12.2M |
| Capital ratio | 12.44% | 22.07% (stronger) |
| Problem loans | 0.00% (stronger) | 1.46% |
| Net charge-offs | -0.18% (stronger) | 0.19% |
| Return on assets | 1.30% | 8.80% (stronger) |
| Loans ÷ deposits | 57.9% (stronger) | 65.0% |
| Uninsured deposits | 1.5% (stronger) | 8.7% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Huron Area Education Federal Credit Union leads on 4 and Lakota Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.