Side-by-side · Q2 2026 data
Huron Valley State Bank vs Mi Bank
Metric by metric
| Measure | Huron Valley State Bank | Mi Bank |
|---|---|---|
| TellerScore | 53 | 63 (stronger) |
| Capital cushion | 50 (stronger) | 41 |
| Loan quality | 43 | 94 (stronger) |
| Earnings | 58 (stronger) | 57 |
| Funding & liquidity | 55 (stronger) | 40 |
| Problem-loan coverage | 73 | 97 (stronger) |
| Peer percentile | 9th | 24th |
| Total assets | $291.9M | $245.5M |
| Deposits / shares | $261.4M | $220.9M |
| Capital ratio | 9.96% (stronger) | 9.14% |
| Problem loans | 1.70% | 0.19% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.95% (stronger) | 0.92% |
| Loans ÷ deposits | 92.0% (stronger) | 93.7% |
| Uninsured deposits | 27.4% (stronger) | 38.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mi Bank has the higher TellerScore (63 vs 53). On the 6 directional measures above (where higher or lower is clearly better), Huron Valley State Bank leads on 4 and Mi Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.