Side-by-side · Q2 2026 data
Hyden Citizens Bank vs The First National Bank of Manchester
Metric by metric
| Measure | Hyden Citizens Bank | The First National Bank of Manchester |
|---|---|---|
| TellerScore | 73 (stronger) | 55 |
| Capital cushion | 42 | 49 (stronger) |
| Loan quality | 82 (stronger) | 46 |
| Earnings | 83 (stronger) | 60 |
| Funding & liquidity | 96 (stronger) | 61 |
| Problem-loan coverage | 92 (stronger) | 79 |
| Peer percentile | 53rd | 11th |
| Total assets | $148.6M | $230.1M |
| Deposits / shares | $134.8M | $206.4M |
| Capital ratio | 9.18% | 9.86% (stronger) |
| Problem loans | 0.54% (stronger) | 1.62% |
| Net charge-offs | 0.03% (stronger) | 0.03% |
| Return on assets | 1.57% (stronger) | 0.99% |
| Loans ÷ deposits | 60.2% (stronger) | 75.2% |
| Uninsured deposits | 18.6% (stronger) | 36.7% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hyden Citizens Bank has the higher TellerScore (73 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Hyden Citizens Bank leads on 6 and The First National Bank of Manchester on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.