Side-by-side · Q2 2026 data
Hyden Citizens Bank vs The Peoples Bank
Metric by metric
| Measure | Hyden Citizens Bank | The Peoples Bank |
|---|---|---|
| TellerScore | 73 | 74 (stronger) |
| Capital cushion | 42 | 58 (stronger) |
| Loan quality | 82 (stronger) | 68 |
| Earnings | 83 | 100 (stronger) |
| Funding & liquidity | 96 (stronger) | 77 |
| Problem-loan coverage | 92 (stronger) | 85 |
| Peer percentile | 53rd | 57th |
| Total assets | $148.6M | $145.0M |
| Deposits / shares | $134.8M | $132.6M |
| Capital ratio | 9.18% | 10.82% (stronger) |
| Problem loans | 0.54% (stronger) | 0.97% |
| Net charge-offs | 0.03% | -0.01% (stronger) |
| Return on assets | 1.57% | 2.14% (stronger) |
| Loans ÷ deposits | 60.2% (stronger) | 77.4% |
| Uninsured deposits | 18.6% (stronger) | 20.6% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.7% |
The Peoples Bank has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Hyden Citizens Bank leads on 3 and The Peoples Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.