The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 6 points (80 → 74), mostly because the loan quality component weakened by 9 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Kentucky

Yes. The Peoples Bank is an FDIC-insured institution (FDIC certificate #1566). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 20.6% of deposits ($27.4M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.82%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 18.72% (benchmark: 10%).

Check how much of your own balance is covered

The Peoples Bank lists 2 offices in 2 cities. Most locations:

• Fisherville, KY (1)
• Taylorsville, KY (1)

All branch addresses and map

In 2025, The Peoples Bank reported 95 home-loan applications under HMDA (LEI 549300SUOO1RFWRM7N78): 76 originated ($22,410,000 total), 6 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 6.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

The Peoples Bank

Former names

The Peoples Bank of Taylorsville

Type

State-chartered bank

FDIC certificate #

1566

RSSD ID

76443

Primary regulator

FDIC

Holding company

Lake Valley Bcorp Inc

Established

February 3, 1903

Headquarters

23 W Main St, Taylorsville, KY 40071

Website

www.tpbtaylorsville.com

Employees

31