Side-by-side · Q2 2026 data
I B E W 26 Federal Credit Union vs W S S C Federal Credit Union
Credit union
W S S C Federal Credit Union
Laurel, Maryland · Under $100 million in assets
Metric by metric
| Measure | I B E W 26 Federal Credit Union | W S S C Federal Credit Union |
|---|---|---|
| TellerScore | 57 (stronger) | 50 |
| Capital cushion | 26 | 51 (stronger) |
| Loan quality | 75 (stronger) | 35 |
| Earnings | 41 (stronger) | 14 |
| Funding & liquidity | 91 | 99 (stronger) |
| Problem-loan coverage | 87 (stronger) | 79 |
| Peer percentile | 17th | 9th |
| Total assets | $29.9M | $35.4M |
| Deposits / shares | $27.0M | $31.9M |
| Capital ratio | 7.58% | 10.13% (stronger) |
| Problem loans | 0.75% (stronger) | 1.95% |
| Net charge-offs | 0.43% (stronger) | 1.32% |
| Return on assets | 0.52% (stronger) | -0.16% |
| Loans ÷ deposits | 69.7% | 61.4% (stronger) |
| Uninsured deposits | 1.0% (stronger) | 5.0% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
I B E W 26 Federal Credit Union has the higher TellerScore (57 vs 50). On the 7 directional measures above (where higher or lower is clearly better), I B E W 26 Federal Credit Union leads on 5 and W S S C Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.