TellerScore

I B E W 26 Federal Credit Union is a federal credit union headquartered in Lanham, Maryland, in business for about 71 years. At the end of Q2 2026 it reported $29.9M in total assets and $27.0M in member shares and deposits, with 1 office.

I B E W 26 Federal Credit Union has a TellerScore of 57 out of 100 (moderate) based on Q2 2026 data — higher than only 17% of its 2,479 credit unions with under $100 million in assets. Among 60 credit unions headquartered in Maryland, it ranks 48th. Funding & liquidity contributes the most (91/100, 70% loans-to-deposits, 1% uninsured); capital cushion contributes the least (26/100, 7.58%).

TellerScore · Q2 2026

Scorecard

Capital cushion26/100
Net worth ratio: 7.58%
Loan quality75/100
Loans 60+ days delinquent ÷ total loans: 0.75%
Earnings41/100
Return on assets (annualized): 0.52%
Funding & liquidity91/100
Loans ÷ shares: 69.7% · 1.0% uninsured
Problem-loan coverage87/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.25%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (57 → 57).

TellerScore
475257Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202447
Q3 202450
Q4 202454
Q1 202557
Q2 202557
Q3 202555
Q4 202550
Q1 202651
Q2 202657
Net worth ratio
6.83%7.21%7.58%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 20246.83%
Q3 20247.09%
Q4 20247.25%
Q1 20257.27%
Q2 20257.27%
Q3 20257.33%
Q4 20257.49%
Q1 20267.34%
Q2 20267.58%
Delinquent loans (60+ days)
0.73%1.11%1.50%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20241.50%
Q3 20241.23%
Q4 20241.00%
Q1 20250.85%
Q2 20250.73%
Q3 20250.76%
Q4 20251.41%
Q1 20261.24%
Q2 20260.75%
Return on assets
0.19%0.37%0.54%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.22%
Q3 20240.19%
Q4 20240.36%
Q1 20250.54%
Q2 20250.36%
Q3 20250.31%
Q4 20250.45%
Q1 20260.40%
Q2 20260.52%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202657$29.9M7.58%0.75%0.52%69.7%
Q1 202651$30.2M7.34%1.24%0.40%66.3%
Q4 202550$29.2M7.49%1.41%0.45%67.5%
Q3 202555$29.0M7.33%0.76%0.31%64.9%
Q2 202557$29.0M7.27%0.73%0.36%59.3%
Q1 202557$28.9M7.27%0.85%0.54%56.1%
Q4 202454$28.4M7.25%1.00%0.36%51.6%
Q3 202450$28.2M7.09%1.23%0.19%50.2%
Q2 202447$29.1M6.83%1.50%0.22%45.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.58%
3rd
Problem loans0.75%
48th
Net charge-offs0.43%
30th
Return on assets0.52%
43rd
Loans to deposits69.7%
34th
Uninsured deposits1.0%
54th
Loan-loss reserves0.00%
37th
Texas ratio6.3%
23rd

Similar-size credit unions in Maryland

InstitutionScoreAssetsCapitalProblem loansCompare
Ferko Md Federal Credit UnionCredit union Frederick, MD94 out of 100, Very strong$30.1M19.4%0.58%vs
Post Office CU of Md, Inc. Credit UnionCredit union Baltimore, MD66 out of 100, Moderate$28.2M25.2%1.65%vs
None Suffer Lack Federal Credit UnionCredit union Suitland, MD99 out of 100, Very strong$27.9M20.1%0.12%vs
Howard County Education Federal Credit UnionCredit union Ellicott City, MD51 out of 100, Below average$25.0M11.1%2.76%vs
W S S C Federal Credit UnionCredit union Laurel, MD50 out of 100, Below average$35.4M10.1%1.95%vs
Thiokol Elkton Federal Credit UnionCredit union Elkton, MD83 out of 100, Strong$23.8M18.2%0.16%vs

Deposit insurance

Is my money safe at I B E W 26 Federal Credit Union?

Yes. I B E W 26 Federal Credit Union is a federally insured credit union (NCUA charter #10323). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.0% of shares and deposits ($279K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 7.58%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

I B E W 26 Federal Credit Union lists 1 office in 1 city. Most locations:

  • Lanham, MD (1)

All branch addresses and map

Identity & history

Profile

Legal name
I B E W 26 Federal Credit Union
Type
Federal credit union
NCUA charter #
10323
RSSD ID
733184
Primary regulator
NCUA
Established
1955
Headquarters
4371 Parliament Pl Ste C, Lanham, MD 20706
Employees
8

Quick answers

I B E W 26 Federal Credit Union: common questions

Is I B E W 26 Federal Credit Union NCUA insured?

Yes. I B E W 26 Federal Credit Union is a federally insured credit union (NCUA charter #10323). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is I B E W 26 Federal Credit Union's TellerScore?

57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does I B E W 26 Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Lanham

InstitutionScoreAssetsCapitalProblem loansCompare
Mount Pleasant Baptist Church Federal Credit UnionCredit union Alexandria, VA100 out of 100, Very strong$370K17.4%0.00%vs
None Suffer Lack Federal Credit UnionCredit union Suitland, MD99 out of 100, Very strong$27.9M20.1%0.12%vs
Lee Federal Credit UnionCredit union Washington, DC99 out of 100, Very strong$5.5M50.7%0.00%vs
Mt Gilead Federal Credit UnionCredit union Washington, DC93 out of 100, Very strong$78K17.5%0.00%vs
Mt. Airy Baptist Church Federal Credit UnionCredit union Washington, DC86 out of 100, Very strong$1.1M42.0%1.55%vs
Library of Congress Federal Credit UnionCredit union Washington, DC84 out of 100, Strong$338.2M16.6%0.53%vs