Side-by-side · Q2 2026 data
I B E W Local 56 Federal Credit Union vs Cmc-Fcpi Employees Federal Credit Union
Credit union
I B E W Local 56 Federal Credit Union
Erie, Pennsylvania · Under $100 million in assets
Credit union
Cmc-Fcpi Employees Federal Credit Union
Scranton, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | I B E W Local 56 Federal Credit Union | Cmc-Fcpi Employees Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 75 (stronger) |
| Capital cushion | 80 (stronger) | 67 |
| Loan quality | 24 | 85 (stronger) |
| Earnings | 69 (stronger) | 46 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 84 | 96 (stronger) |
| Peer percentile | 34th | 52nd |
| Total assets | $10.8M | $10.8M |
| Deposits / shares | $9.4M | $9.5M |
| Capital ratio | 12.96% (stronger) | 11.72% |
| Problem loans | 2.27% | 0.44% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.39% |
| Return on assets | 1.23% (stronger) | 0.64% |
| Loans ÷ deposits | 52.3% (stronger) | 59.6% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cmc-Fcpi Employees Federal Credit Union has the higher TellerScore (75 vs 67). On the 6 directional measures above (where higher or lower is clearly better), I B E W Local 56 Federal Credit Union leads on 4 and Cmc-Fcpi Employees Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.