TellerScore

Cmc-Fcpi Employees Federal Credit Union (NCUA charter #22174) is based in Scranton, Pennsylvania. Its Q2 2026 call report shows $10.8M in total assets and $9.5M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Cmc-Fcpi Employees Federal Credit Union scores 75/100, which we describe as strong. That is higher than 52% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 139th. Its strongest component is funding & liquidity (100/100; 60% loans-to-deposits, 0% uninsured), and its lowest is earnings (46/100; 0.64%).

TellerScore · Q2 2026

Scorecard

Capital cushion67/100
Net worth ratio: 11.72%
Loan quality85/100
Loans 60+ days delinquent ÷ total loans: 0.44%
Earnings46/100
Return on assets (annualized): 0.64%
Funding & liquidity100/100
Loans ÷ shares: 59.6% · 0.0% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.97%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (78 → 75), mostly because the earnings component weakened by 54 points.

TellerScore
647178Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202470
Q3 202469
Q4 202464
Q1 202574
Q2 202578
Q3 202577
Q4 202578
Q1 202674
Q2 202675
Net worth ratio
7.00%9.39%11.78%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.69%
Q3 202411.00%
Q4 202411.13%
Q1 202511.15%
Q2 202511.38%
Q3 202511.78%
Q4 202511.45%
Q1 202611.71%
Q2 202611.72%
Delinquent loans (60+ days)
0.44%1.14%1.85%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.19%
Q3 20241.49%
Q4 20241.85%
Q1 20250.89%
Q2 20251.25%
Q3 20250.95%
Q4 20250.50%
Q1 20260.66%
Q2 20260.44%
Return on assets
0.64%1.37%2.09%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.30%
Q3 20241.37%
Q4 20241.09%
Q1 20251.23%
Q2 20252.09%
Q3 20251.47%
Q4 20251.13%
Q1 20260.72%
Q2 20260.64%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$10.8M11.72%0.44%0.64%59.6%
Q1 202674$10.7M11.71%0.66%0.72%58.6%
Q4 202578$10.8M11.45%0.50%1.13%56.3%
Q3 202577$10.7M11.78%0.95%1.47%58.8%
Q2 202578$10.8M11.38%1.25%2.09%59.3%
Q1 202574$10.5M11.15%0.89%1.23%56.3%
Q4 202464$10.2M11.13%1.85%1.09%57.2%
Q3 202469$10.6M11.00%1.49%1.37%56.4%
Q2 202470$10.5M10.69%1.19%1.30%58.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.72%
29th
Problem loans0.44%
61st
Net charge-offs0.39%
32nd
Return on assets0.64%
50th
Loans to deposits59.6%
49th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio2.0%
53rd

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Deposit insurance

Is my money safe at Cmc-Fcpi Employees Federal Credit Union?

Yes. Cmc-Fcpi Employees Federal Credit Union is a federally insured credit union (NCUA charter #22174). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.72%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Cmc-Fcpi Employees Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Cmc-Fcpi Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
22174
RSSD ID
719188
Primary regulator
NCUA
Established
1975
Headquarters
415 Colfax Ave, Scranton, PA 18510
Employees
4

Quick answers

Cmc-Fcpi Employees Federal Credit Union: common questions

Is Cmc-Fcpi Employees Federal Credit Union NCUA insured?

Yes. Cmc-Fcpi Employees Federal Credit Union is a federally insured credit union (NCUA charter #22174). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Cmc-Fcpi Employees Federal Credit Union's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Cmc-Fcpi Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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