Side-by-side · Q2 2026 data
I-C Federal Credit Union vs Allcom Credit Union
Credit union
I-C Federal Credit Union
Fitchburg, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | I-C Federal Credit Union | Allcom Credit Union |
|---|---|---|
| TellerScore | 50 | 85 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 69 | 98 (stronger) |
| Earnings | 9 | 34 (stronger) |
| Funding & liquidity | 72 | 91 (stronger) |
| Problem-loan coverage | 83 | 99 (stronger) |
| Peer percentile | 6th | 77th |
| Total assets | $583.0M | $81.8M |
| Deposits / shares | $505.4M | $67.8M |
| Capital ratio | 8.92% | 16.60% (stronger) |
| Problem loans | 0.94% | 0.07% (stronger) |
| Net charge-offs | 0.46% | 0.09% (stronger) |
| Return on assets | -0.27% | 0.36% (stronger) |
| Loans ÷ deposits | 88.2% | 69.3% (stronger) |
| Uninsured deposits | 6.2% | 3.5% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.2% | — |
Allcom Credit Union has the higher TellerScore (85 vs 50). On the 7 directional measures above (where higher or lower is clearly better), I-C Federal Credit Union leads on 0 and Allcom Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.