TellerScore

Allcom Credit Union (NCUA charter #67599) is based in Worcester, Massachusetts. Its Q2 2026 call report shows $81.8M in total assets and $67.8M in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, Allcom Credit Union scores 85/100, which we describe as very strong. That is higher than 77% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Massachusetts, it ranks 22nd. Its strongest component is capital cushion (100/100; 16.60%), and its lowest is earnings (34/100; 0.36%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.60%
Loan quality98/100
Loans 60+ days delinquent ÷ total loans: 0.07%
Earnings34/100
Return on assets (annualized): 0.36%
Funding & liquidity91/100
Loans ÷ shares: 69.3% · 3.5% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.25%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (87 → 85), mostly because the earnings component weakened by 10 points.

TellerScore
858789Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202488
Q3 202488
Q4 202488
Q1 202589
Q2 202587
Q3 202587
Q4 202588
Q1 202685
Q2 202685
Net worth ratio
7.00%11.80%16.60%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.06%
Q3 202416.07%
Q4 202416.39%
Q1 202515.97%
Q2 202516.22%
Q3 202516.23%
Q4 202516.13%
Q1 202616.30%
Q2 202616.60%
Delinquent loans (60+ days)
0.01%0.05%0.08%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.02%
Q3 20240.05%
Q4 20240.01%
Q1 20250.02%
Q2 20250.08%
Q3 20250.07%
Q4 20250.03%
Q1 20260.05%
Q2 20260.07%
Return on assets
0.27%0.46%0.66%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.66%
Q3 20240.65%
Q4 20240.63%
Q1 20250.65%
Q2 20250.60%
Q3 20250.60%
Q4 20250.58%
Q1 20260.27%
Q2 20260.36%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202685$81.8M16.60%0.07%0.36%69.3%
Q1 202685$82.7M16.30%0.05%0.27%66.9%
Q4 202588$83.3M16.13%0.03%0.58%65.3%
Q3 202587$82.0M16.23%0.07%0.60%66.7%
Q2 202587$81.3M16.22%0.08%0.60%65.8%
Q1 202589$81.9M15.97%0.02%0.65%63.6%
Q4 202488$79.0M16.39%0.01%0.63%67.6%
Q3 202488$79.9M16.07%0.05%0.65%67.7%
Q2 202488$79.1M16.06%0.02%0.66%67.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.60%
63rd
Problem loans0.07%
82nd
Net charge-offs0.09%
58th
Return on assets0.36%
35th
Loans to deposits69.3%
34th
Uninsured deposits3.5%
31st
Loan-loss reserves0.00%
37th
Texas ratio0.3%
80th

Similar-size credit unions in Massachusetts

InstitutionScoreAssetsCapitalProblem loansCompare
Westport Federal Credit UnionCredit union Westport, MA75 out of 100, Strong$82.2M9.9%0.37%vs
New England Teamsters Federal Credit UnionCredit union Charlestown, MA62 out of 100, Moderate$74.8M12.9%2.08%vs
Stoneham Municipal Employees Federal Credit UnionCredit union Stoneham, MA78 out of 100, Strong$69.9M15.3%1.57%vs
Athol Credit UnionCredit union Athol, MA42 out of 100, Below average$99.2M8.6%1.20%vs
Cranberry Federal Credit UnionCredit union West Wareham, MA57 out of 100, Moderate$63.3M8.2%0.66%vs
Southcoast Federal Credit UnionCredit union New Bedford, MA74 out of 100, Strong$59.0M12.4%0.27%vs

Deposit insurance

Is my money safe at Allcom Credit Union?

Yes. Allcom Credit Union is a federally insured credit union (NCUA charter #67599). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.5% of shares and deposits ($2.4M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.60%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Allcom Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Allcom Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67599
RSSD ID
5498
Primary regulator
State + NCUA
Established
1922
Headquarters
36 Park Ave, Worcester, MA 01609
Employees
17

Quick answers

Allcom Credit Union: common questions

Is Allcom Credit Union NCUA insured?

Yes. Allcom Credit Union is a federally insured credit union (NCUA charter #67599). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Allcom Credit Union's TellerScore?

85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Allcom Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Worcester

InstitutionScoreAssetsCapitalProblem loansCompare
NorthEast Community BankBank White Plains, NY90 out of 100, Very strong$2.1B17.3%0.00%vs
Webster First Federal Credit UnionCredit union Worcester, MA87 out of 100, Very strong$1.5B19.7%0.41%vs
Leominster Employees Federal Credit UnionCredit union Leominster, MA80 out of 100, Strong$30.0M11.2%0.01%vs
Middlesex Savings BankBank Natick, MA79 out of 100, Strong$6.1B13.4%0.33%vs
Worcester Fire Dept. Credit UnionCredit union Worcester, MA78 out of 100, Strong$47.1M13.2%0.91%vs
Rockland Trust CompanyBank Rockland, MA73 out of 100, Strong$25.0B11.8%0.56%vs