Side-by-side · Q2 2026 data
I-C Federal Credit Union vs Boston Firefighters Credit Union
Credit union
I-C Federal Credit Union
Fitchburg, Massachusetts · $100 million – $1 billion
Credit union
Boston Firefighters Credit Union
Dorchester, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | I-C Federal Credit Union | Boston Firefighters Credit Union |
|---|---|---|
| TellerScore | 50 | 72 (stronger) |
| Capital cushion | 39 | 79 (stronger) |
| Loan quality | 69 | 77 (stronger) |
| Earnings | 9 | 50 (stronger) |
| Funding & liquidity | 72 (stronger) | 64 |
| Problem-loan coverage | 83 | 92 (stronger) |
| Peer percentile | 6th | 57th |
| Total assets | $583.0M | $452.6M |
| Deposits / shares | $505.4M | $381.0M |
| Capital ratio | 8.92% | 12.93% (stronger) |
| Problem loans | 0.94% | 0.68% (stronger) |
| Net charge-offs | 0.46% | 0.06% (stronger) |
| Return on assets | -0.27% | 0.75% (stronger) |
| Loans ÷ deposits | 88.2% (stronger) | 92.4% |
| Uninsured deposits | 6.2% (stronger) | 18.2% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.2% | — |
Boston Firefighters Credit Union has the higher TellerScore (72 vs 50). On the 7 directional measures above (where higher or lower is clearly better), I-C Federal Credit Union leads on 2 and Boston Firefighters Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.