Side-by-side · Q2 2026 data
I. H. Mississippi Valley Credit Union vs Empeople Credit Union
Credit union
I. H. Mississippi Valley Credit Union
Moline, Illinois · $1 billion – $10 billion
Metric by metric
| Measure | I. H. Mississippi Valley Credit Union | Empeople Credit Union |
|---|---|---|
| TellerScore | 61 (stronger) | 58 |
| Capital cushion | 41 (stronger) | 33 |
| Loan quality | 71 | 80 (stronger) |
| Earnings | 65 (stronger) | 50 |
| Funding & liquidity | 67 (stronger) | 62 |
| Problem-loan coverage | 83 | 87 (stronger) |
| Peer percentile | 27th | 19th |
| Total assets | $2.3B | $2.3B |
| Deposits / shares | $2.0B | $2.0B |
| Capital ratio | 9.12% (stronger) | 8.31% |
| Problem loans | 0.86% | 0.59% (stronger) |
| Net charge-offs | 1.04% | 0.46% (stronger) |
| Return on assets | 1.11% (stronger) | 0.74% |
| Loans ÷ deposits | 93.5% (stronger) | 96.1% |
| Uninsured deposits | 9.0% (stronger) | 16.7% |
| Offices | 12 | 35 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.5% | 25.7% |
I. H. Mississippi Valley Credit Union has the higher TellerScore (61 vs 58). On the 7 directional measures above (where higher or lower is clearly better), I. H. Mississippi Valley Credit Union leads on 5 and Empeople Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Moline, IL
- Davenport, IA
- East Moline, IL
- Milan, IL