I. H. Mississippi Valley Credit Union is a federally insured state-chartered credit union headquartered in Moline, Illinois, in business for about 90 years. At the end of Q2 2026 it reported $2.3B in total assets and $2.0B in member shares and deposits, with 12 offices across 2 states.
I. H. Mississippi Valley Credit Union has a TellerScore of 61 out of 100 (moderate) based on Q2 2026 data — higher than only 27% of its 454 credit unions with $1 billion – $10 billion. Among 188 credit unions headquartered in Illinois, it ranks 154th. Problem-loan coverage contributes the most (83/100, 8.7%); capital cushion contributes the least (41/100, 9.12%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 28 points (33 → 61), mostly because the earnings component improved by 63 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 48 |
| Q3 2024 | 43 |
| Q4 2024 | 41 |
| Q1 2025 | 43 |
| Q2 2025 | 33 |
| Q3 2025 | 37 |
| Q4 2025 | 43 |
| Q1 2026 | 61 |
| Q2 2026 | 61 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.20% |
| Q3 2024 | 9.27% |
| Q4 2024 | 9.40% |
| Q1 2025 | 9.33% |
| Q2 2025 | 8.97% |
| Q3 2025 | 9.00% |
| Q4 2025 | 8.71% |
| Q1 2026 | 8.87% |
| Q2 2026 | 9.12% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.02% |
| Q3 2024 | 2.44% |
| Q4 2024 | 2.56% |
| Q1 2025 | 2.04% |
| Q2 2025 | 2.33% |
| Q3 2025 | 2.17% |
| Q4 2025 | 1.33% |
| Q1 2026 | 0.76% |
| Q2 2026 | 0.86% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.79% |
| Q3 2024 | 0.68% |
| Q4 2024 | 0.58% |
| Q1 2025 | 0.19% |
| Q2 2025 | -0.44% |
| Q3 2025 | -0.20% |
| Q4 2025 | -0.28% |
| Q1 2026 | 1.01% |
| Q2 2026 | 1.11% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 61 | $2.3B | 9.12% | 0.86% | 1.11% | 93.5% |
| Q1 2026 | 61 | $2.3B | 8.87% | 0.76% | 1.01% | 94.4% |
| Q4 2025 | 43 | $2.3B | 8.71% | 1.33% | -0.28% | 97.9% |
| Q3 2025 | 37 | $2.2B | 9.00% | 2.17% | -0.20% | 95.0% |
| Q2 2025 | 33 | $2.2B | 8.97% | 2.33% | -0.44% | 94.2% |
| Q1 2025 | 43 | $2.2B | 9.33% | 2.04% | 0.19% | 91.7% |
| Q4 2024 | 41 | $2.2B | 9.40% | 2.56% | 0.58% | 93.9% |
| Q3 2024 | 43 | $2.2B | 9.27% | 2.44% | 0.68% | 95.5% |
| Q2 2024 | 48 | $2.2B | 9.20% | 2.02% | 0.79% | 92.7% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Empeople Credit UnionCredit union Moline, IL | 58 out of 100, Moderate | $2.3B | 8.3% | 0.59% | vs |
| Scott Credit UnionCredit union Edwardsville, IL | 71 out of 100, Strong | $1.9B | 10.1% | 0.54% | vs |
| Credit Union 1Credit union Lombard, IL | 68 out of 100, Moderate | $2.9B | 10.9% | 1.35% | vs |
| Great Lakes Credit UnionCredit union Bannockburn, IL | 52 out of 100, Below average | $1.4B | 9.1% | 1.26% | vs |
| Vibrant Credit UnionCredit union Moline, IL | 42 out of 100, Below average | $1.2B | 8.0% | 1.59% | vs |
| Selfreliance Federal Credit UnionCredit union Chicago, IL | 71 out of 100, Strong | $1.2B | 12.3% | 0.92% | vs |
Deposit insurance
Is my money safe at I. H. Mississippi Valley Credit Union?
Yes. I. H. Mississippi Valley Credit Union is a federally insured credit union (NCUA charter #60337). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 9.0% of shares and deposits ($180.8M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 9.12%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
12 locations
Branches
I. H. Mississippi Valley Credit Union lists 12 offices in 10 cities across 2 states. Most locations:
- Davenport, IA (2)
- Moline, IL (2)
- Bettendorf, IA (1)
- Des Moines, IA (1)
- De Witt, IA (1)
- East Moline, IL (1)
- Galesburg, IL (1)
- Milan, IL (1)
- Rock Island, IL (1)
- Silvis, IL (1)
HMDA 2025
Mortgage lending
In 2025, I. H. Mississippi Valley Credit Union reported 1,096 home-loan applications under HMDA (LEI 549300AR4BCLQFU47165): 784 originated ($118,170,000 total), 148 denied, and 75 withdrawn or closed by the applicant. Its denial rate on decided applications was 14.5%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- I. H. Mississippi Valley Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 60337
- RSSD ID
- 131892
- Primary regulator
- State + NCUA
- Established
- 1936
- Headquarters
- P.O. Box 1010, Moline, IL 61266
- Employees
- 443
Quick answers
I. H. Mississippi Valley Credit Union: common questions
Is I. H. Mississippi Valley Credit Union NCUA insured?
Yes. I. H. Mississippi Valley Credit Union is a federally insured credit union (NCUA charter #60337). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is I. H. Mississippi Valley Credit Union's TellerScore?
61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does I. H. Mississippi Valley Credit Union have?
12 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Moline
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Kone Employees Credit UnionCredit union Moline, IL | 94 out of 100, Very strong | $20.7M | 17.5% | 0.55% | vs |
| Blue Grass Savings BankBank Blue Grass, IA | 89 out of 100, Very strong | $225.5M | 14.3% | 0.34% | vs |
| Farmers National BankBank Prophetstown, IL | 88 out of 100, Very strong | $895.7M | 15.0% | 0.23% | vs |
| Liberty Trust & Savings BankBank Durant, IA | 86 out of 100, Very strong | $186.2M | 20.7% | 0.86% | vs |
| First Central State BankBank Dewitt, IA | 83 out of 100, Strong | $772.4M | 13.4% | 0.21% | vs |
| Service Plus Credit UnionCredit union Moline, IL | 81 out of 100, Strong | $34.7M | 12.3% | 0.46% | vs |