Side-by-side · Q2 2026 data
I. H. Mississippi Valley Credit Union vs Vibrant Credit Union
Credit union
I. H. Mississippi Valley Credit Union
Moline, Illinois · $1 billion – $10 billion
Metric by metric
| Measure | I. H. Mississippi Valley Credit Union | Vibrant Credit Union |
|---|---|---|
| TellerScore | 61 (stronger) | 42 |
| Capital cushion | 41 (stronger) | 30 |
| Loan quality | 71 (stronger) | 47 |
| Earnings | 65 (stronger) | 29 |
| Funding & liquidity | 67 (stronger) | 60 |
| Problem-loan coverage | 83 (stronger) | 65 |
| Peer percentile | 27th | 2nd |
| Total assets | $2.3B | $1.2B |
| Deposits / shares | $2.0B | $958.6M |
| Capital ratio | 9.12% (stronger) | 8.04% |
| Problem loans | 0.86% (stronger) | 1.59% |
| Net charge-offs | 1.04% | 0.72% (stronger) |
| Return on assets | 1.11% (stronger) | 0.23% |
| Loans ÷ deposits | 93.5% (stronger) | 100.1% |
| Uninsured deposits | 9.0% | 7.4% (stronger) |
| Offices | 12 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.5% | — |
I. H. Mississippi Valley Credit Union has the higher TellerScore (61 vs 42). On the 7 directional measures above (where higher or lower is clearly better), I. H. Mississippi Valley Credit Union leads on 5 and Vibrant Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.