Side-by-side · Q2 2026 data
I.L.A. Local 1235 Federal Credit Union vs New Jersey State Pba Federal Credit Union
Credit union
I.L.A. Local 1235 Federal Credit Union
Springfield, New Jersey · Under $100 million in assets
Credit union
New Jersey State Pba Federal Credit Union
Woodbridge, New Jersey · Under $100 million in assets
Metric by metric
| Measure | I.L.A. Local 1235 Federal Credit Union | New Jersey State Pba Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 71 |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 93 (stronger) | 86 |
| Earnings | 35 (stronger) | 0 |
| Funding & liquidity | 79 (stronger) | 65 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 47th | 42nd |
| Total assets | $7.5M | $7.2M |
| Deposits / shares | $6.5M | $6.1M |
| Capital ratio | 11.99% | 15.49% (stronger) |
| Problem loans | 0.21% (stronger) | 0.41% |
| Net charge-offs | -0.04% (stronger) | 0.00% |
| Return on assets | 0.37% (stronger) | -1.52% |
| Loans ÷ deposits | 81.6% | 36.2% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 47.0% |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
I.L.A. Local 1235 Federal Credit Union has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), I.L.A. Local 1235 Federal Credit Union leads on 5 and New Jersey State Pba Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.