Headquartered in Woodbridge, New Jersey, New Jersey State Pba Federal Credit Union is a federal credit union with $7.2M in total assets and $6.1M in member shares and deposits as of Q2 2026.
Based on its Q2 2026 filing, New Jersey State Pba Federal Credit Union scores 71/100, which we describe as strong. That is higher than only 42% of 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 56th. Its strongest component is capital cushion (100/100; 15.49%), and its lowest is earnings (0/100; -1.52%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (72 → 71).
Show as table
| Quarter | TellerScore |
|---|---|
| Q3 2024 | 73 |
| Q4 2024 | 73 |
| Q1 2025 | 73 |
| Q2 2025 | 72 |
| Q3 2025 | 73 |
| Q4 2025 | 74 |
| Q1 2026 | 72 |
| Q2 2026 | 71 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 100.00% |
| Q3 2024 | 74.12% |
| Q4 2024 | 53.39% |
| Q1 2025 | 31.80% |
| Q2 2025 | 26.28% |
| Q3 2025 | 23.49% |
| Q4 2025 | 18.93% |
| Q1 2026 | 16.13% |
| Q2 2026 | 15.49% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.09% |
| Q3 2025 | 0.18% |
| Q4 2025 | 0.06% |
| Q1 2026 | 0.25% |
| Q2 2026 | 0.41% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -4.73% |
| Q3 2024 | -4.56% |
| Q4 2024 | -4.87% |
| Q1 2025 | -3.75% |
| Q2 2025 | -3.94% |
| Q3 2025 | -3.79% |
| Q4 2025 | -3.20% |
| Q1 2026 | -1.54% |
| Q2 2026 | -1.52% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $7.2M | 15.49% | 0.41% | -1.52% | 36.2% |
| Q1 2026 | 72 | $7.1M | 16.13% | 0.25% | -1.54% | 32.5% |
| Q4 2025 | 74 | $6.2M | 18.93% | 0.06% | -3.20% | 31.7% |
| Q3 2025 | 73 | $5.2M | 23.49% | 0.18% | -3.79% | 35.7% |
| Q2 2025 | 72 | $4.9M | 26.28% | 0.09% | -3.94% | 34.8% |
| Q1 2025 | 73 | $4.2M | 31.80% | 0.00% | -3.75% | 32.6% |
| Q4 2024 | 73 | $2.6M | 53.39% | 0.00% | -4.87% | 42.9% |
| Q3 2024 | 73 | $1.9M | 74.12% | — | -4.56% | 0.0% |
| Q2 2024 | — | $1.5M | 100.00% | — | -4.73% | — |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New Jersey
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fort Dix Federal Credit UnionCredit union Joint Base MDL, NJ | 46 out of 100, Below average | $7.3M | 10.7% | 4.54% | vs |
| Public Service H C Employees Federal Credit UnionCredit union Brick, NJ | 74 out of 100, Strong | $7.1M | 39.5% | 1.89% | vs |
| Saker Shop Rite Federal Credit UnionCredit union Holmdel, NJ | 55 out of 100, Moderate | $7.3M | 25.5% | 3.80% | vs |
| Ocnac #1 Federal Credit UnionCredit union Jersey City, NJ | 68 out of 100, Moderate | $7.1M | 12.4% | 2.02% | vs |
| Elizabeth (N.J.) Firemen'S Federal Credit UnionCredit union Elizabeth, NJ | 64 out of 100, Moderate | $7.1M | 11.6% | 1.16% | vs |
| Passaic Police Federal Credit UnionCredit union Passaic, NJ | 78 out of 100, Strong | $7.4M | 15.4% | 2.51% | vs |
Deposit insurance
Is my money safe at New Jersey State Pba Federal Credit Union?
Yes. New Jersey State Pba Federal Credit Union is a federally insured credit union (NCUA charter #24958). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 47.0% of shares and deposits ($2.9M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 15.49%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
Identity & history
Profile
- Legal name
- New Jersey State Pba Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24958
- RSSD ID
- 5950043
- Primary regulator
- NCUA
- Established
- 2024
- Headquarters
- 158 Main St, Woodbridge, NJ 07095
- Employees
- 2
Quick answers
New Jersey State Pba Federal Credit Union: common questions
Is New Jersey State Pba Federal Credit Union NCUA insured?
Yes. New Jersey State Pba Federal Credit Union is a federally insured credit union (NCUA charter #24958). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is New Jersey State Pba Federal Credit Union's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.