Side-by-side · Q2 2026 data
I.L.W.U. Federal Credit Union vs Cabrillo Credit Union
Metric by metric
| Measure | I.L.W.U. Federal Credit Union | Cabrillo Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 59 |
| Capital cushion | 49 (stronger) | 45 |
| Loan quality | 70 (stronger) | 69 |
| Earnings | 67 (stronger) | 38 |
| Funding & liquidity | 85 (stronger) | 80 |
| Problem-loan coverage | 88 (stronger) | 85 |
| Peer percentile | 41st | 19th |
| Total assets | $607.5M | $573.5M |
| Deposits / shares | $550.2M | $511.2M |
| Capital ratio | 9.94% (stronger) | 9.49% |
| Problem loans | 0.89% (stronger) | 0.92% |
| Net charge-offs | 0.30% (stronger) | 0.57% |
| Return on assets | 1.16% (stronger) | 0.46% |
| Loans ÷ deposits | 74.1% (stronger) | 80.7% |
| Uninsured deposits | 16.5% | 5.8% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
I.L.W.U. Federal Credit Union has the higher TellerScore (67 vs 59). On the 7 directional measures above (where higher or lower is clearly better), I.L.W.U. Federal Credit Union leads on 6 and Cabrillo Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.