Side-by-side · Q2 2026 data
Iberia Parish Federal Credit Union vs Bayou Federal Credit Union
Credit union
Iberia Parish Federal Credit Union
New Iberia, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Iberia Parish Federal Credit Union | Bayou Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 84 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 90 (stronger) |
| Earnings | 0 | 47 (stronger) |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 71 | 96 (stronger) |
| Peer percentile | 11th | 75th |
| Total assets | $195K | $82.5M |
| Deposits / shares | $133K | $69.0M |
| Capital ratio | 35.37% (stronger) | 15.91% |
| Problem loans | 13.48% | 0.30% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.24% |
| Return on assets | -11.66% | 0.67% (stronger) |
| Loans ÷ deposits | 58.5% (stronger) | 80.5% |
| Uninsured deposits | 0.0% (stronger) | 4.4% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bayou Federal Credit Union has the higher TellerScore (84 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Iberia Parish Federal Credit Union leads on 4 and Bayou Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.