TellerScore

Iberia Parish Federal Credit Union is a federal credit union headquartered in New Iberia, Louisiana, in business for about 85 years. At the end of Q2 2026 it reported $195K in total assets and $133K in member shares and deposits, with 1 office.

Iberia Parish Federal Credit Union has a TellerScore of 52 out of 100 (below average) based on Q2 2026 data — higher than only 11% of its 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 119th. Capital cushion contributes the most (100/100, 35.37%); earnings contributes the least (0/100, -11.66%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 35.37%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 13.48%
Earnings0/100
Return on assets (annualized): -11.66%
Funding & liquidity100/100
Loans ÷ shares: 58.5% · 0.0% uninsured
Problem-loan coverage71/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 14.52%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (54 → 52), mostly because the problem-loan coverage component weakened by 16 points.

TellerScore
505254Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202451
Q3 202451
Q4 202450
Q1 202550
Q2 202554
Q3 202552
Q4 202553
Q1 202654
Q2 202652
Net worth ratio
7.00%25.37%43.74%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202438.48%
Q3 202440.33%
Q4 202438.28%
Q1 202537.61%
Q2 202537.00%
Q3 202537.91%
Q4 202543.74%
Q1 202638.62%
Q2 202635.37%
Delinquent loans (60+ days)
4.51%14.41%24.31%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 202423.68%
Q3 202419.77%
Q4 202424.31%
Q1 202520.67%
Q2 20256.33%
Q3 202510.51%
Q4 20254.51%
Q1 20266.88%
Q2 202613.48%
Return on assets
-14.61%-8.14%-1.67%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 2024-5.87%
Q3 2024-1.67%
Q4 2024-7.36%
Q1 2025-11.78%
Q2 2025-7.28%
Q3 2025-6.33%
Q4 2025-7.41%
Q1 2026-14.61%
Q2 2026-11.66%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202652$195K35.37%13.48%-11.66%58.5%
Q1 202654$202K38.62%6.88%-14.61%59.8%
Q4 202553$206K43.74%4.51%-7.41%65.6%
Q3 202552$211K37.91%10.51%-6.33%64.5%
Q2 202554$222K37.00%6.33%-7.28%61.0%
Q1 202550$222K37.61%20.67%-11.78%64.7%
Q4 202450$235K38.28%24.31%-7.36%64.7%
Q3 202451$235K40.33%19.77%-1.67%61.0%
Q2 202451$239K38.48%23.68%-5.87%52.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio35.37%
96th
Problem loans13.48%
1st
Net charge-offs0.00%
77th
Return on assets-11.66%
0th
Loans to deposits58.5%
50th
Uninsured deposits0.0%
81st
Loan-loss reserves4.40%
95th
Texas ratio14.5%
8th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Cogic Credit UnionCredit union Lafayette, LA32 out of 100, Low$341K4.4%1.79%vs
New Orleans Public Belt Railroad Federal Credit UnionCredit union New Orleans, LA77 out of 100, Strong$379K24.6%0.00%vs
St. Mary Parish School Emp. Federal Credit UnionCredit union Franklin, LA85 out of 100, Very strong$455K22.7%0.49%vs
Avenue Baptist Brotherhood Federal Credit UnionCredit union Shreveport, LA84 out of 100, Strong$601K24.6%0.00%vs
Union Federal Credit UnionCredit union Farmerville, LA80 out of 100, Strong$611K21.2%0.00%vs
Richland Parish Schools Federal Credit UnionCredit union Rayville, LA74 out of 100, Strong$619K29.6%6.18%vs

Deposit insurance

Is my money safe at Iberia Parish Federal Credit Union?

Yes. Iberia Parish Federal Credit Union is a federally insured credit union (NCUA charter #4416). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 35.37%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Iberia Parish Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Iberia Parish Federal Credit Union
Type
Federal credit union
NCUA charter #
4416
RSSD ID
195979
Primary regulator
NCUA
Established
1941
Headquarters
500 French St, New Iberia, LA 70560
Employees
1

Quick answers

Iberia Parish Federal Credit Union: common questions

Is Iberia Parish Federal Credit Union NCUA insured?

Yes. Iberia Parish Federal Credit Union is a federally insured credit union (NCUA charter #4416). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Iberia Parish Federal Credit Union's TellerScore?

52 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Iberia Parish Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near New Iberia

InstitutionScoreAssetsCapitalProblem loansCompare
Acadiana Medical Federal Credit UnionCredit union Lafayette, LA92 out of 100, Very strong$13.5M25.5%0.00%vs
South Louisiana BankBank Houma, LA91 out of 100, Very strong$659.8M15.3%0.45%vs
Cabot Employees Credit UnionCredit union Franklin, LA89 out of 100, Very strong$1.3M27.0%0.00%vs
Gulf Coast BankBank Abbeville, LA86 out of 100, Very strong$513.7M14.7%0.63%vs
St. Mary Parish School Emp. Federal Credit UnionCredit union Franklin, LA85 out of 100, Very strong$455K22.7%0.49%vs
Bayou Federal Credit UnionCredit union Baton Rouge, LA84 out of 100, Strong$82.5M15.9%0.30%vs