Side-by-side · Q2 2026 data
Ibew & United Workers Federal Credit Union vs Valley Credit Union
Credit union
Ibew & United Workers Federal Credit Union
Portland, Oregon · $100 million – $1 billion
Metric by metric
| Measure | Ibew & United Workers Federal Credit Union | Valley Credit Union |
|---|---|---|
| TellerScore | 59 (stronger) | 48 |
| Capital cushion | 64 | 78 (stronger) |
| Loan quality | 60 (stronger) | 0 |
| Earnings | 22 | 34 (stronger) |
| Funding & liquidity | 80 | 85 (stronger) |
| Problem-loan coverage | 87 (stronger) | 46 |
| Peer percentile | 19th | 4th |
| Total assets | $112.7M | $118.6M |
| Deposits / shares | $99.8M | $103.1M |
| Capital ratio | 11.43% | 12.79% (stronger) |
| Problem loans | 1.20% (stronger) | 5.22% |
| Net charge-offs | 0.78% (stronger) | 1.63% |
| Return on assets | 0.05% | 0.35% (stronger) |
| Loans ÷ deposits | 71.6% (stronger) | 75.6% |
| Uninsured deposits | 23.2% | 5.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ibew & United Workers Federal Credit Union has the higher TellerScore (59 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Ibew & United Workers Federal Credit Union leads on 4 and Valley Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.