Side-by-side · Q2 2026 data
Ibew/Sj Cascade Federal Credit Union vs Heritage Grove Federal Credit Union
Metric by metric
| Measure | Ibew/Sj Cascade Federal Credit Union | Heritage Grove Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 67 |
| Capital cushion | 91 (stronger) | 69 |
| Loan quality | 56 | 61 (stronger) |
| Earnings | 92 (stronger) | 46 |
| Funding & liquidity | 88 | 90 (stronger) |
| Problem-loan coverage | 89 (stronger) | 87 |
| Peer percentile | 70th | 41st |
| Total assets | $22.5M | $167.2M |
| Deposits / shares | $19.2M | $146.9M |
| Capital ratio | 14.11% (stronger) | 11.86% |
| Problem loans | 1.31% | 1.17% (stronger) |
| Net charge-offs | 0.93% | 0.41% (stronger) |
| Return on assets | 1.80% (stronger) | 0.65% |
| Loans ÷ deposits | 71.8% | 70.5% (stronger) |
| Uninsured deposits | 7.4% | 4.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.6% |
Ibew/Sj Cascade Federal Credit Union has the higher TellerScore (82 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Ibew/Sj Cascade Federal Credit Union leads on 3 and Heritage Grove Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.