TellerScore

Headquartered in Salem, Oregon, Ibew/Sj Cascade Federal Credit Union is a federal credit union with $22.5M in total assets and $19.2M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1961.

Ibew/Sj Cascade Federal Credit Union has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 70% of its 2,479 credit unions with under $100 million in assets. Among 47 credit unions headquartered in Oregon, it ranks 11th. Earnings contributes the most (92/100, 1.80%); loan quality contributes the least (56/100, 1.31%).

TellerScore · Q2 2026

Scorecard

Capital cushion91/100
Net worth ratio: 14.11%
Loan quality56/100
Loans 60+ days delinquent ÷ total loans: 1.31%
Earnings92/100
Return on assets (annualized): 1.80%
Funding & liquidity88/100
Loans ÷ shares: 71.8% · 7.4% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.68%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 8 points (74 → 82), mostly because the earnings component improved by 25 points.

TellerScore
516885Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202451
Q3 202461
Q4 202477
Q1 202580
Q2 202574
Q3 202585
Q4 202584
Q1 202677
Q2 202682
Net worth ratio
7.00%10.55%14.11%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.79%
Q3 202412.15%
Q4 202412.08%
Q1 202512.71%
Q2 202513.03%
Q3 202513.07%
Q4 202513.30%
Q1 202613.56%
Q2 202614.11%
Delinquent loans (60+ days)
0.10%1.72%3.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20243.33%
Q3 20242.08%
Q4 20240.30%
Q1 20250.39%
Q2 20251.19%
Q3 20250.10%
Q4 20250.46%
Q1 20261.47%
Q2 20261.31%
Return on assets
0.85%1.32%1.80%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.05%
Q3 20241.00%
Q4 20240.85%
Q1 20251.11%
Q2 20251.19%
Q3 20251.27%
Q4 20251.37%
Q1 20261.53%
Q2 20261.80%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$22.5M14.11%1.31%1.80%71.8%
Q1 202677$22.5M13.56%1.47%1.53%71.1%
Q4 202584$22.3M13.30%0.46%1.37%73.5%
Q3 202585$22.1M13.07%0.10%1.27%75.1%
Q2 202574$21.5M13.03%1.19%1.19%78.3%
Q1 202580$21.6M12.71%0.39%1.11%77.7%
Q4 202477$22.2M12.08%0.30%0.85%76.4%
Q3 202461$22.0M12.15%2.08%1.00%78.8%
Q2 202451$22.2M11.79%3.33%1.05%78.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.11%
48th
Problem loans1.31%
32nd
Net charge-offs0.93%
15th
Return on assets1.80%
91st
Loans to deposits71.8%
31st
Uninsured deposits7.4%
12th
Loan-loss reserves0.00%
37th
Texas ratio5.7%
26th

Similar-size credit unions in Oregon

InstitutionScoreAssetsCapitalProblem loansCompare
South Coast Ilwu Federal Credit UnionCredit union North Bend, OR89 out of 100, Very strong$18.5M18.2%0.00%vs
Emerald Empire Federal Credit UnionCredit union Springfield, OR73 out of 100, Strong$28.8M20.2%0.64%vs
Gateway Credit UnionCredit union Springfield, OR83 out of 100, Strong$31.4M21.9%0.36%vs
Northwest Adventist Federal Credit UnionCredit union Portland, OR78 out of 100, Strong$33.9M15.2%0.71%vs
Eweb Employees Federal Credit UnionCredit union Eugene, OR86 out of 100, Very strong$34.8M13.6%0.12%vs
Radio Cab Credit UnionCredit union Portland, OR60 out of 100, Moderate$3.7M24.9%2.72%vs

Deposit insurance

Is my money safe at Ibew/Sj Cascade Federal Credit Union?

Yes. Ibew/Sj Cascade Federal Credit Union is a federally insured credit union (NCUA charter #14402). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.4% of shares and deposits ($1.4M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.11%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Ibew/Sj Cascade Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Ibew/Sj Cascade Federal Credit Union
Type
Federal credit union
NCUA charter #
14402
RSSD ID
358989
Primary regulator
NCUA
Established
1961
Headquarters
1825 12th St SE Ste 130, Salem, OR 97302
Employees
4

Quick answers

Ibew/Sj Cascade Federal Credit Union: common questions

Is Ibew/Sj Cascade Federal Credit Union NCUA insured?

Yes. Ibew/Sj Cascade Federal Credit Union is a federally insured credit union (NCUA charter #14402). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Ibew/Sj Cascade Federal Credit Union's TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Ibew/Sj Cascade Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Salem

InstitutionScoreAssetsCapitalProblem loansCompare
First Community Credit UnionCredit union Coquille, OR86 out of 100, Very strong$1.9B13.3%0.04%vs
Onpoint Community Credit UnionCredit union Portland, OR83 out of 100, Strong$9.5B15.0%0.98%vs
Pioneer Trust Bank, National AssociationBank Salem, OR81 out of 100, Strong$712.5M15.3%1.32%vs
Willamette Valley BankBank Salem, OR81 out of 100, Strong$465.4M17.0%0.22%vs
Nw Preferred Federal Credit UnionCredit union Tigard, OR79 out of 100, Strong$189.3M14.6%0.91%vs
People's Bank of CommerceBank Medford, OR78 out of 100, Strong$776.7M15.3%0.90%vs