Side-by-side · Q2 2026 data
Ibew/Sj Cascade Federal Credit Union vs Valley Credit Union
Metric by metric
| Measure | Ibew/Sj Cascade Federal Credit Union | Valley Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 48 |
| Capital cushion | 91 (stronger) | 78 |
| Loan quality | 56 (stronger) | 0 |
| Earnings | 92 (stronger) | 34 |
| Funding & liquidity | 88 (stronger) | 85 |
| Problem-loan coverage | 89 (stronger) | 46 |
| Peer percentile | 70th | 4th |
| Total assets | $22.5M | $118.6M |
| Deposits / shares | $19.2M | $103.1M |
| Capital ratio | 14.11% (stronger) | 12.79% |
| Problem loans | 1.31% (stronger) | 5.22% |
| Net charge-offs | 0.93% (stronger) | 1.63% |
| Return on assets | 1.80% (stronger) | 0.35% |
| Loans ÷ deposits | 71.8% (stronger) | 75.6% |
| Uninsured deposits | 7.4% | 5.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ibew/Sj Cascade Federal Credit Union has the higher TellerScore (82 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Ibew/Sj Cascade Federal Credit Union leads on 6 and Valley Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.