Side-by-side · Q2 2026 data
Idaho First Bank vs Mid Oregon Credit Union
Metric by metric
| Measure | Idaho First Bank | Mid Oregon Credit Union |
|---|---|---|
| TellerScore | 71 | 80 (stronger) |
| Capital cushion | 55 | 63 (stronger) |
| Loan quality | 98 (stronger) | 95 |
| Earnings | 54 | 88 (stronger) |
| Funding & liquidity | 60 | 64 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 63rd | 78th |
| Total assets | $1.4B | $917.4M |
| Deposits / shares | $1.2B | $810.5M |
| Capital ratio | 10.47% | 11.33% (stronger) |
| Problem loans | 0.05% (stronger) | 0.14% |
| Net charge-offs | 0.13% (stronger) | 0.43% |
| Return on assets | 0.84% | 1.70% (stronger) |
| Loans ÷ deposits | 77.2% (stronger) | 96.3% |
| Uninsured deposits | 36.0% | 8.9% (stronger) |
| Offices | 8 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.0% | — |
Mid Oregon Credit Union has the higher TellerScore (80 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Idaho First Bank leads on 3 and Mid Oregon Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.