Side-by-side · Q2 2026 data
Idaho United Credit Union vs Members Preferred Credit Union
Credit union
Members Preferred Credit Union
Idaho Falls, Idaho · Under $100 million in assets
Metric by metric
| Measure | Idaho United Credit Union | Members Preferred Credit Union |
|---|---|---|
| TellerScore | 66 | 87 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 99 (stronger) | 66 |
| Earnings | 42 | 100 (stronger) |
| Funding & liquidity | 72 | 77 (stronger) |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 32nd | 83rd |
| Total assets | $77.3M | $62.9M |
| Deposits / shares | $69.8M | $50.0M |
| Capital ratio | 8.90% | 20.74% (stronger) |
| Problem loans | 0.02% (stronger) | 1.01% |
| Net charge-offs | 0.26% (stronger) | 2.49% |
| Return on assets | 0.55% | 2.50% (stronger) |
| Loans ÷ deposits | 86.5% | 83.3% (stronger) |
| Uninsured deposits | 16.5% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members Preferred Credit Union has the higher TellerScore (87 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Idaho United Credit Union leads on 2 and Members Preferred Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.