Members Preferred Credit Union is a non-federally insured state credit union headquartered in Idaho Falls, Idaho, in business for about 58 years. At the end of Q2 2026 it reported $62.9M in total assets and $50.0M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Members Preferred Credit Union scores 87/100, which we describe as very strong. That is higher than 83% of 2,479 credit unions with under $100 million in assets. Among 26 credit unions headquartered in Idaho, it ranks 1st. Its strongest component is capital cushion (100/100; 20.74%), and its lowest is loan quality (66/100; 1.01%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (85 → 87), mostly because the loan quality component improved by 7 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 85 |
| Q3 2024 | 86 |
| Q4 2024 | 89 |
| Q1 2025 | 87 |
| Q2 2025 | 85 |
| Q3 2025 | 89 |
| Q4 2025 | 85 |
| Q1 2026 | 86 |
| Q2 2026 | 87 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 18.93% |
| Q3 2024 | 19.47% |
| Q4 2024 | 19.73% |
| Q1 2025 | 20.08% |
| Q2 2025 | 21.07% |
| Q3 2025 | 21.51% |
| Q4 2025 | 21.09% |
| Q1 2026 | 21.04% |
| Q2 2026 | 20.74% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.28% |
| Q3 2024 | 1.12% |
| Q4 2024 | 0.92% |
| Q1 2025 | 1.13% |
| Q2 2025 | 1.22% |
| Q3 2025 | 0.74% |
| Q4 2025 | 1.15% |
| Q1 2026 | 1.18% |
| Q2 2026 | 1.01% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.55% |
| Q3 2024 | 2.71% |
| Q4 2024 | 2.60% |
| Q1 2025 | 2.43% |
| Q2 2025 | 2.36% |
| Q3 2025 | 2.40% |
| Q4 2025 | 2.20% |
| Q1 2026 | 2.82% |
| Q2 2026 | 2.50% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 87 | $62.9M | 20.74% | 1.01% | 2.50% | 83.3% |
| Q1 2026 | 86 | $60.3M | 21.04% | 1.18% | 2.82% | 85.9% |
| Q4 2025 | 85 | $58.1M | 21.09% | 1.15% | 2.20% | 89.1% |
| Q3 2025 | 89 | $55.7M | 21.51% | 0.74% | 2.40% | 88.8% |
| Q2 2025 | 85 | $55.2M | 21.07% | 1.22% | 2.36% | 84.7% |
| Q1 2025 | 87 | $56.4M | 20.08% | 1.13% | 2.43% | 80.2% |
| Q4 2024 | 89 | $55.7M | 19.73% | 0.92% | 2.60% | 81.6% |
| Q3 2024 | 86 | $54.7M | 19.47% | 1.12% | 2.71% | 83.9% |
| Q2 2024 | 85 | $54.0M | 18.93% | 1.28% | 2.55% | 85.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Idaho
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Simplot Credit UnionCredit union Pocatello, ID | 86 out of 100, Very strong | $59.0M | 21.9% | 0.30% | vs |
| Idaho United Credit UnionCredit union Boise, ID | 66 out of 100, Moderate | $77.3M | 8.9% | 0.02% | vs |
| Rails West Federal Credit UnionCredit union Pocatello, ID | 77 out of 100, Strong | $80.6M | 11.2% | 0.26% | vs |
| Sei Federal Credit UnionCredit union Pocatello, ID | 51 out of 100, Below average | $33.4M | 8.3% | 0.68% | vs |
| St Joe Valley Credit UnionCredit union St Maries, ID | 80 out of 100, Strong | $14.0M | 11.6% | 0.59% | vs |
| Snake River Federal Credit UnionCredit union Twin Falls, ID | 82 out of 100, Strong | $12.0M | 15.4% | 0.15% | vs |
Deposit insurance
Is my money safe at Members Preferred Credit Union?
Members Preferred Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 20.74%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Members Preferred Credit Union lists 1 office in 1 city. Most locations:
- Idaho Falls, ID (1)
Identity & history
Profile
- Legal name
- Members Preferred Credit Union
- Type
- Non-federally insured state credit union
- NCUA charter #
- 82547
- RSSD ID
- 817093
- Primary regulator
- State + NCUA
- Established
- 1968
- Headquarters
- P.O. Box 2200, Idaho Falls, ID 83403
- Employees
- 11
Quick answers
Members Preferred Credit Union: common questions
Is Members Preferred Credit Union NCUA insured?
Members Preferred Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.
What is Members Preferred Credit Union's TellerScore?
87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Members Preferred Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Idaho Falls
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of CommerceBank Ammon, ID | 78 out of 100, Strong | $2.3B | 15.7% | 1.35% | vs |
| D. L. Evans BankBank Burley, ID | 76 out of 100, Strong | $3.7B | 10.4% | 0.26% | vs |
| Glacier BankBank Kalispell, MT | 68 out of 100, Moderate | $31.6B | 10.1% | 0.42% | vs |
| Zions Bancorporation, N.A.Bank Salt Lake City, UT | 67 out of 100, Moderate | $89.0B | 9.4% | 0.47% | vs |
| KeyBank National AssociationBank Cleveland, OH | 63 out of 100, Moderate | $188.6B | 9.9% | 0.86% | vs |
| Idaho Central Credit UnionCredit union Chubbuck, ID | 62 out of 100, Moderate | $15.5B | 8.3% | 0.46% | vs |