Side-by-side · Q2 2026 data
Ila 1351 Federal Credit Union vs First Service Credit Union
Metric by metric
| Measure | Ila 1351 Federal Credit Union | First Service Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 100 (stronger) | 79 |
| Earnings | 68 (stronger) | 39 |
| Funding & liquidity | 92 (stronger) | 67 |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 92nd | 36th |
| Total assets | $17.3M | $1.5B |
| Deposits / shares | $14.1M | $1.3B |
| Capital ratio | 17.01% (stronger) | 10.94% |
| Problem loans | 0.00% (stronger) | 0.62% |
| Net charge-offs | 0.00% (stronger) | 0.84% |
| Return on assets | 1.20% (stronger) | 0.49% |
| Loans ÷ deposits | 68.4% (stronger) | 93.2% |
| Uninsured deposits | 8.3% (stronger) | 11.7% |
| Offices | 3 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.1% |
Ila 1351 Federal Credit Union has the higher TellerScore (92 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Ila 1351 Federal Credit Union leads on 7 and First Service Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.