Side-by-side · Q2 2026 data
Ila 1351 Federal Credit Union vs Openland Credit Union
Metric by metric
| Measure | Ila 1351 Federal Credit Union | Openland Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 61 |
| Loan quality | 100 (stronger) | 64 |
| Earnings | 68 (stronger) | 47 |
| Funding & liquidity | 92 (stronger) | 71 |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 92nd | 29th |
| Total assets | $17.3M | $587.9M |
| Deposits / shares | $14.1M | $519.5M |
| Capital ratio | 17.01% (stronger) | 11.07% |
| Problem loans | 0.00% (stronger) | 1.09% |
| Net charge-offs | 0.00% (stronger) | 2.19% |
| Return on assets | 1.20% (stronger) | 0.67% |
| Loans ÷ deposits | 68.4% (stronger) | 89.0% |
| Uninsured deposits | 8.3% | 5.2% (stronger) |
| Offices | 3 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ila 1351 Federal Credit Union has the higher TellerScore (92 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Ila 1351 Federal Credit Union leads on 6 and Openland Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.