Headquartered in League City, Texas, Openland Credit Union is a federally insured state-chartered credit union with $587.9M in total assets and $519.5M in member shares and deposits as of Q2 2026. It operates 11 offices. Its charter dates back to 1968.
Based on its Q2 2026 filing, Openland Credit Union scores 63/100, which we describe as moderate. That is higher than only 29% of 1,341 credit unions with $100 million – $1 billion. Among 380 credit unions headquartered in Texas, it ranks 266th. Its strongest component is problem-loan coverage (85/100; 7.7%), and its lowest is earnings (47/100; 0.67%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 5 points (68 → 63), mostly because the earnings component weakened by 33 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 58 |
| Q3 2024 | 59 |
| Q4 2024 | 60 |
| Q1 2025 | 69 |
| Q2 2025 | 68 |
| Q3 2025 | 66 |
| Q4 2025 | 65 |
| Q1 2026 | 66 |
| Q2 2026 | 63 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.46% |
| Q3 2024 | 11.02% |
| Q4 2024 | 11.15% |
| Q1 2025 | 11.22% |
| Q2 2025 | 11.59% |
| Q3 2025 | 11.62% |
| Q4 2025 | 11.06% |
| Q1 2026 | 10.94% |
| Q2 2026 | 11.07% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.19% |
| Q3 2024 | 1.30% |
| Q4 2024 | 1.30% |
| Q1 2025 | 1.13% |
| Q2 2025 | 1.35% |
| Q3 2025 | 1.50% |
| Q4 2025 | 1.22% |
| Q1 2026 | 0.99% |
| Q2 2026 | 1.09% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.49% |
| Q3 2024 | 0.64% |
| Q4 2024 | 0.64% |
| Q1 2025 | 1.58% |
| Q2 2025 | 1.51% |
| Q3 2025 | 1.46% |
| Q4 2025 | 1.12% |
| Q1 2026 | 0.94% |
| Q2 2026 | 0.67% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $587.9M | 11.07% | 1.09% | 0.67% | 89.0% |
| Q1 2026 | 66 | $589.3M | 10.94% | 0.99% | 0.94% | 87.4% |
| Q4 2025 | 65 | $570.6M | 11.06% | 1.22% | 1.12% | 90.8% |
| Q3 2025 | 66 | $543.7M | 11.62% | 1.50% | 1.46% | 93.1% |
| Q2 2025 | 68 | $528.6M | 11.59% | 1.35% | 1.51% | 94.0% |
| Q1 2025 | 69 | $528.9M | 11.22% | 1.13% | 1.58% | 92.4% |
| Q4 2024 | 60 | $512.9M | 11.15% | 1.30% | 0.64% | 95.9% |
| Q3 2024 | 59 | $516.1M | 11.02% | 1.30% | 0.64% | 94.1% |
| Q2 2024 | 58 | $533.3M | 10.46% | 1.19% | 0.49% | 90.2% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Education First Federal Credit UnionCredit union Beaumont, TX | 65 out of 100, Moderate | $583.1M | 9.1% | 0.62% | vs |
| Union Square Credit UnionCredit union Wichita Falls, TX | 37 out of 100, Low | $601.3M | 8.4% | 2.69% | vs |
| Dugood Federal Credit UnionCredit union Beaumont, TX | 87 out of 100, Very strong | $609.4M | 13.4% | 0.09% | vs |
| Educators Credit UnionCredit union Waco, TX | 99 out of 100, Very strong | $609.5M | 20.3% | 0.17% | vs |
| Soarion Federal Credit UnionCredit union San Antonio, TX | 55 out of 100, Moderate | $555.6M | 6.8% | 1.01% | vs |
| My Community Credit UnionCredit union Midland, TX | 55 out of 100, Moderate | $555.3M | 10.3% | 1.24% | vs |
Deposit insurance
Is my money safe at Openland Credit Union?
Yes. Openland Credit Union is a federally insured credit union (NCUA charter #60608). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 5.2% of shares and deposits ($26.9M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 11.07%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
11 locations
Branches
Openland Credit Union lists 11 offices in 8 cities. Most locations:
- Pearland, TX (3)
- League City, TX (2)
- Alvin, TX (1)
- Cypress, TX (1)
- Deer Park, TX (1)
- La Marque, TX (1)
- Santa Fe, TX (1)
- Texas City, TX (1)
Identity & history
Profile
- Legal name
- Openland Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 60608
- RSSD ID
- 585495
- Primary regulator
- State + NCUA
- Established
- 1968
- Headquarters
- PO Box 9004, League City, TX 77574
- Employees
- 158
Quick answers
Openland Credit Union: common questions
Is Openland Credit Union NCUA insured?
Yes. Openland Credit Union is a federally insured credit union (NCUA charter #60608). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Openland Credit Union's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Openland Credit Union have?
11 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near League City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Local 24 Employees Federal Credit UnionCredit union Pasadena, TX | 98 out of 100, Very strong | $13.6M | 21.0% | 0.26% | vs |
| Port of Houston Warehouse Federal Credit UnionCredit union Houston, TX | 96 out of 100, Very strong | $5.4M | 21.6% | 0.52% | vs |
| Corpus Christi Postal Employees Credit UnionCredit union Corpus Christi, TX | 96 out of 100, Very strong | $17.1M | 20.3% | 0.00% | vs |
| Ila 1351 Federal Credit UnionCredit union La Porte, TX | 92 out of 100, Very strong | $17.3M | 17.0% | 0.00% | vs |
| City of Deer Park Federal Credit UnionCredit union Deer Park, TX | 92 out of 100, Very strong | $7.3M | 21.7% | 0.01% | vs |
| Kbr Heritage Federal Credit UnionCredit union Houston, TX | 90 out of 100, Very strong | $76.4M | 22.6% | 0.39% | vs |