Side-by-side · Q2 2026 data
Ila 1351 Federal Credit Union vs Port of Houston Credit Union
Metric by metric
| Measure | Ila 1351 Federal Credit Union | Port of Houston Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 59 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 68 (stronger) | 67 |
| Funding & liquidity | 92 (stronger) | 52 |
| Problem-loan coverage | 100 (stronger) | 77 |
| Peer percentile | 92nd | 20th |
| Total assets | $17.3M | $7.9M |
| Deposits / shares | $14.1M | $5.0M |
| Capital ratio | 17.01% | 32.94% (stronger) |
| Problem loans | 0.00% (stronger) | 5.55% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.20% (stronger) | 1.19% |
| Loans ÷ deposits | 68.4% (stronger) | 108.0% |
| Uninsured deposits | 8.3% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ila 1351 Federal Credit Union has the higher TellerScore (92 vs 59). On the 6 directional measures above (where higher or lower is clearly better), Ila 1351 Federal Credit Union leads on 4 and Port of Houston Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.