Port of Houston Credit Union is a federally insured state-chartered credit union headquartered in Houston, Texas, in business for about 70 years. At the end of Q2 2026 it reported $7.9M in total assets and $5.0M in member shares and deposits, with 1 office.
Port of Houston Credit Union has a TellerScore of 59 out of 100 (moderate) based on Q2 2026 data — higher than only 20% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 302nd. Capital cushion contributes the most (100/100, 32.94%); loan quality contributes the least (0/100, 5.55%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 17 points (76 → 59), mostly because the loan quality component weakened by 37 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 90 |
| Q3 2024 | 87 |
| Q4 2024 | 78 |
| Q1 2025 | 87 |
| Q2 2025 | 76 |
| Q3 2025 | 82 |
| Q4 2025 | 88 |
| Q1 2026 | 70 |
| Q2 2026 | 59 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 25.31% |
| Q3 2024 | 27.21% |
| Q4 2024 | 27.92% |
| Q1 2025 | 28.47% |
| Q2 2025 | 28.62% |
| Q3 2025 | 29.61% |
| Q4 2025 | 32.34% |
| Q1 2026 | 32.85% |
| Q2 2026 | 32.94% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.48% |
| Q3 2024 | 0.96% |
| Q4 2024 | 1.91% |
| Q1 2025 | 0.89% |
| Q2 2025 | 1.90% |
| Q3 2025 | 1.12% |
| Q4 2025 | 0.19% |
| Q1 2026 | 2.26% |
| Q2 2026 | 5.55% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.63% |
| Q3 2024 | 1.98% |
| Q4 2024 | 1.93% |
| Q1 2025 | 1.95% |
| Q2 2025 | 1.64% |
| Q3 2025 | 1.61% |
| Q4 2025 | 1.57% |
| Q1 2026 | 1.54% |
| Q2 2026 | 1.19% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 59 | $7.9M | 32.94% | 5.55% | 1.19% | 108.0% |
| Q1 2026 | 70 | $7.8M | 32.85% | 2.26% | 1.54% | 103.8% |
| Q4 2025 | 88 | $7.9M | 32.34% | 0.19% | 1.57% | 104.0% |
| Q3 2025 | 82 | $8.5M | 29.61% | 1.12% | 1.61% | 97.3% |
| Q2 2025 | 76 | $8.7M | 28.62% | 1.90% | 1.64% | 92.3% |
| Q1 2025 | 87 | $8.7M | 28.47% | 0.89% | 1.95% | 90.9% |
| Q4 2024 | 78 | $8.7M | 27.92% | 1.91% | 1.93% | 90.1% |
| Q3 2024 | 87 | $8.8M | 27.21% | 0.96% | 1.98% | 88.4% |
| Q2 2024 | 90 | $9.2M | 25.31% | 0.48% | 1.63% | 81.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Yoakum County Federal Credit UnionCredit union Plains, TX | 84 out of 100, Strong | $8.0M | 24.9% | 0.09% | vs |
| Oak Cliff Christian Federal Credit UnionCredit union Dallas, TX | 56 out of 100, Moderate | $7.8M | 7.2% | 0.78% | vs |
| Wharton County Teachers Credit UnionCredit union Wharton, TX | 90 out of 100, Very strong | $7.4M | 28.4% | 0.18% | vs |
| Seminole Public Schools Federal Credit UnionCredit union Seminole, TX | 58 out of 100, Moderate | $7.4M | 22.3% | 4.37% | vs |
| City of Deer Park Federal Credit UnionCredit union Deer Park, TX | 92 out of 100, Very strong | $7.3M | 21.7% | 0.01% | vs |
| Tex Mex Credit UnionCredit union Laredo, TX | 60 out of 100, Moderate | $8.4M | 23.9% | 2.49% | vs |
Deposit insurance
Is my money safe at Port of Houston Credit Union?
Yes. Port of Houston Credit Union is a federally insured credit union (NCUA charter #60782). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 32.94%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Port of Houston Credit Union lists 1 office in 1 city. Most locations:
- Houston, TX (1)
Identity & history
Profile
- Legal name
- Port of Houston Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 60782
- RSSD ID
- 234999
- Primary regulator
- State + NCUA
- Established
- 1956
- Headquarters
- 111 East Loop N, Houston, TX 77029
- Employees
- 4
Quick answers
Port of Houston Credit Union: common questions
Is Port of Houston Credit Union NCUA insured?
Yes. Port of Houston Credit Union is a federally insured credit union (NCUA charter #60782). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Port of Houston Credit Union's TellerScore?
59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Port of Houston Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Houston
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Local 24 Employees Federal Credit UnionCredit union Pasadena, TX | 98 out of 100, Very strong | $13.6M | 21.0% | 0.26% | vs |
| Port of Houston Warehouse Federal Credit UnionCredit union Houston, TX | 96 out of 100, Very strong | $5.4M | 21.6% | 0.52% | vs |
| Corpus Christi Postal Employees Credit UnionCredit union Corpus Christi, TX | 96 out of 100, Very strong | $17.1M | 20.3% | 0.00% | vs |
| Schlumberger Employees Credit UnionCredit union Sugar Land, TX | 94 out of 100, Very strong | $935.8M | 25.3% | 0.57% | vs |
| Ila 1351 Federal Credit UnionCredit union La Porte, TX | 92 out of 100, Very strong | $17.3M | 17.0% | 0.00% | vs |
| City of Deer Park Federal Credit UnionCredit union Deer Park, TX | 92 out of 100, Very strong | $7.3M | 21.7% | 0.01% | vs |