Side-by-side · Q2 2026 data
Ila 1351 Federal Credit Union vs Southern Star Credit Union
Metric by metric
| Measure | Ila 1351 Federal Credit Union | Southern Star Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 82 |
| Loan quality | 100 (stronger) | 38 |
| Earnings | 68 (stronger) | 0 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 75 |
| Peer percentile | 92nd | 17th |
| Total assets | $17.3M | $17.7M |
| Deposits / shares | $14.1M | $15.5M |
| Capital ratio | 17.01% (stronger) | 13.24% |
| Problem loans | 0.00% (stronger) | 1.87% |
| Net charge-offs | 0.00% (stronger) | 0.31% |
| Return on assets | 1.20% (stronger) | -0.82% |
| Loans ÷ deposits | 68.4% | 55.5% (stronger) |
| Uninsured deposits | 8.3% | 4.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ila 1351 Federal Credit Union has the higher TellerScore (92 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Ila 1351 Federal Credit Union leads on 5 and Southern Star Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.