Side-by-side · Q2 2026 data
Ila 28 Federal Credit Union vs J.C.T. Federal Credit Union
Metric by metric
| Measure | Ila 28 Federal Credit Union | J.C.T. Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 80 |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 100 | 100 |
| Earnings | 59 (stronger) | 36 |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 87th | 65th |
| Total assets | $10.5M | $10.0M |
| Deposits / shares | $8.2M | $8.7M |
| Capital ratio | 21.56% (stronger) | 12.67% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.99% (stronger) | 0.40% |
| Loans ÷ deposits | 78.2% | 50.1% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ila 28 Federal Credit Union has the higher TellerScore (89 vs 80). On the 4 directional measures above (where higher or lower is clearly better), Ila 28 Federal Credit Union leads on 3 and J.C.T. Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.