Side-by-side · Q2 2026 data
Illiana Financial Credit Union vs Decatur Earthmover Credit Union
Metric by metric
| Measure | Illiana Financial Credit Union | Decatur Earthmover Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 55 | 80 (stronger) |
| Earnings | 34 (stronger) | 29 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 66th | 51st |
| Total assets | $264.2M | $310.3M |
| Deposits / shares | $227.5M | $272.0M |
| Capital ratio | 17.36% (stronger) | 11.64% |
| Problem loans | 1.34% | 0.59% (stronger) |
| Net charge-offs | 0.87% | 0.46% (stronger) |
| Return on assets | 0.35% (stronger) | 0.23% |
| Loans ÷ deposits | 50.1% (stronger) | 57.5% |
| Uninsured deposits | 2.1% (stronger) | 4.3% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.8% | 17.4% |
Illiana Financial Credit Union has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Illiana Financial Credit Union leads on 5 and Decatur Earthmover Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.