The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (74 → 75).

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Illinois

Yes. Illiana Financial Credit Union is a federally insured credit union (NCUA charter #68425). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.1% of shares and deposits ($4.8M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 17.36%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Illiana Financial Credit Union lists 4 offices in 4 cities. Most locations:

• Bourbonnais, IL (1)
• Calumet City, IL (1)
• Chicago Heights, IL (1)
• Naperville, IL (1)

All branch addresses and map

In 2025, Illiana Financial Credit Union reported 67 home-loan applications under HMDA (LEI 549300OJ2JN8JFPQM182): 47 originated ($3,575,000 total), 19 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 28.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Illiana Financial Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

68425

RSSD ID

504777

Primary regulator

State + NCUA

Established

1936

Headquarters

PO Box 1249, Calumet City, IL 60409

Employees

58