Side-by-side · Q2 2026 data
Illiana Financial Credit Union vs Membersalliance Credit Union
Metric by metric
| Measure | Illiana Financial Credit Union | Membersalliance Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 55 | 85 (stronger) |
| Earnings | 34 | 53 (stronger) |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 66th | 41st |
| Total assets | $264.2M | $303.6M |
| Deposits / shares | $227.5M | $271.9M |
| Capital ratio | 17.36% (stronger) | 9.38% |
| Problem loans | 1.34% | 0.45% (stronger) |
| Net charge-offs | 0.87% | 0.39% (stronger) |
| Return on assets | 0.35% | 0.82% (stronger) |
| Loans ÷ deposits | 50.1% (stronger) | 77.6% |
| Uninsured deposits | 2.1% | 0.0% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.8% | — |
Illiana Financial Credit Union has the higher TellerScore (75 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Illiana Financial Credit Union leads on 3 and Membersalliance Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.