Side-by-side · Q2 2026 data
Illini State Bank vs DeWitt Savings Bank
Metric by metric
| Measure | Illini State Bank | DeWitt Savings Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 64 |
| Capital cushion | 94 (stronger) | 55 |
| Loan quality | 38 | 60 (stronger) |
| Earnings | 71 (stronger) | 44 |
| Funding & liquidity | 67 | 96 (stronger) |
| Problem-loan coverage | 84 | 88 (stronger) |
| Peer percentile | 43rd | 26th |
| Total assets | $171.9M | $173.2M |
| Deposits / shares | $124.5M | $141.1M |
| Capital ratio | 14.42% (stronger) | 10.47% |
| Problem loans | 1.86% | 1.21% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.28% |
| Return on assets | 1.26% (stronger) | 0.59% |
| Loans ÷ deposits | 85.5% | 59.2% (stronger) |
| Uninsured deposits | 22.4% | 18.4% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Illini State Bank has the higher TellerScore (70 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Illini State Bank leads on 4 and DeWitt Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.