Side-by-side · Q2 2026 data
Illini State Bank vs Peru Federal Savings Bank
Metric by metric
| Measure | Illini State Bank | Peru Federal Savings Bank |
|---|---|---|
| TellerScore | 70 | 87 (stronger) |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 38 | 91 (stronger) |
| Earnings | 71 (stronger) | 51 |
| Funding & liquidity | 67 | 96 (stronger) |
| Problem-loan coverage | 84 | 98 (stronger) |
| Peer percentile | 43rd | 91st |
| Total assets | $171.9M | $208.5M |
| Deposits / shares | $124.5M | $172.8M |
| Capital ratio | 14.42% | 16.43% (stronger) |
| Problem loans | 1.86% | 0.28% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.26% (stronger) | 0.77% |
| Loans ÷ deposits | 85.5% | 64.5% (stronger) |
| Uninsured deposits | 22.4% | 13.7% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peru Federal Savings Bank has the higher TellerScore (87 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Illini State Bank leads on 1 and Peru Federal Savings Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.